ó Total lending by Wisconsinís state-chartered banking increased
by 5.1 percent during the fist half of the year, according to the
state Department of Financial Institutions.
192 state-chartered banks lent $31.5 billion, compared to $30
billion in the first half of 2013, while the net income of those
banks remained largely unchanged at $230.8 million.
banks also had an improved past due loan ratio of 2.19 percent,
compared to 2.83 percent last year. The banks increase their capital
ration to 11.71 percent from 11.51 percent last year.
increased lending matched a nationwide trend, DFI Decretary Peter
Mach, administrator of DFIís Division of Banking noted the capital
levels at Wisconsin banks is, on average higher than other