Waukesha State Bank
customers can now add their bank-issued debit cards
to Apple Pay for a more secure and private way to
make purchases at stores that accept Apple Pay.
WAUKESHA - Waukesha State Bank
understands its customers are concerned about the safety
of their financial information, especially in light of
major data breaches at national retailers, so itís
offering Apple Pay with its bank card on compatible
When a Waukesha State Bank debit card is
added to Apple Pay, the actual card numbers are not stored
on the device, nor on Apple servers. Instead, a unique
Device Account Number is assigned, encrypted and securely
stored in the Secure Element on a personís device. Each
transaction is authorized with a one-time unique dynamic
security code, instead of using the security code from the
back of the card.
The family-owned, Waukesha-based bank is just
one of the latest companies to offer Apple Pay. On June 8,
Kohlís Department Stores announced that Apple Pay will be
available to all Kohlís customers including the more than 25
million active Kohlís Charge card holders across the country
beginning this fall. Shoppers at Kohlís will be able to add
the rewards program number associated with their Yes2You
Rewards card to the Wallet app in iOS 9 and seamlessly earn
and redeem rewards at checkout with Apple Pay. When paying
in stores, Yes2You Rewards members can simply hold their
iPhone 6 or iPhone 6 Plus near the contactless reader with a
finger on Touch ID to receive their individual rewards.
Marynell Costa, senior vice president and
operations manager for Waukesha State Bank, said the
decision to implement Apple Pay was made to increase
security for clients, as well as to offer them the
convenience they want.
As of Tuesday, Apple Pay went into effect
through Waukesha State Bank.
ďApple Pay wanted to make sure that things
work correctly for the customers and there was a process in
all of the testing,Ē Costa said. ďIt did take a while.Ē
While retailers have to install hardware at
their checkouts, Waukesha State Bank only needed to do
behind-the-scenes programming work.
The Apple devices that can be used with Apple
Pay are those with fingerprint scanners, Costa said. These
include iPhone 6, iPhone 6 Plus and Apple Watch. When
purchasing goods and services within apps, Apple Pay is
compatible with iPhone 6, iPhone 6 Plus, iPad Air 2 and iPad
For more information on Apple Pay, go to