Waukesha State Bank now offers Apple Pay capabilities
New system offers more secure, private way to pay

By Katherine Michalets - Freeman Staff

June 17, 2015

Waukesha State Bank customers can now add their bank-issued debit cards to Apple Pay for a more secure and private way to make purchases at stores that accept Apple Pay.
Submitted photo

WAUKESHA - Waukesha State Bank understands its customers are concerned about the safety of their financial information, especially in light of major data breaches at national retailers, so itís offering Apple Pay with its bank card on compatible Apple devices.

When a Waukesha State Bank debit card is added to Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element on a personís device. Each transaction is authorized with a one-time unique dynamic security code, instead of using the security code from the back of the card.

The family-owned, Waukesha-based bank is just one of the latest companies to offer Apple Pay. On June 8, Kohlís Department Stores announced that Apple Pay will be available to all Kohlís customers including the more than 25 million active Kohlís Charge card holders across the country beginning this fall. Shoppers at Kohlís will be able to add the rewards program number associated with their Yes2You Rewards card to the Wallet app in iOS 9 and seamlessly earn and redeem rewards at checkout with Apple Pay. When paying in stores, Yes2You Rewards members can simply hold their iPhone 6 or iPhone 6 Plus near the contactless reader with a finger on Touch ID to receive their individual rewards.

Marynell Costa, senior vice president and operations manager for Waukesha State Bank, said the decision to implement Apple Pay was made to increase security for clients, as well as to offer them the convenience they want.

As of Tuesday, Apple Pay went into effect through Waukesha State Bank.

ďApple Pay wanted to make sure that things work correctly for the customers and there was a process in all of the testing,Ē Costa said.  ďIt did take a while.Ē

While retailers have to install hardware at their checkouts, Waukesha State Bank only needed to do behind-the-scenes programming work.

The Apple devices that can be used with Apple Pay are those with fingerprint scanners, Costa said. These include iPhone 6, iPhone 6 Plus and Apple Watch. When purchasing goods and services within apps, Apple Pay is compatible with iPhone 6, iPhone 6 Plus, iPad Air 2 and iPad mini 3.

For more information on Apple Pay, go to www.apple.com/apple-pay.

www.waukeshabank.com

www.kohls.com

Email: kmichalets@conleynet.com