Total lending grew by 6.3 percent at Wisconsin’s state-chartered
banks in the year ending Wednesday, Dec. 31, 2014, compared to
the previous year, according to data released by the Federal
Deposit Insurance Corp.
2013, Wisconsin’s 188 state-chartered banks:
Grew total loans and leases to $32.5 billion, up from
$30.6 billion in 2013.
Improved their capital ratio to 11.60 percent, up from
Reduced their past due loan ratio to 1.81 percent, down
from 2.32 percent.
Realized net income of $455.2 million, down from $537.9
million. The decrease was driven in large part by a significant
year-over-year increase in expense for applicable income taxes.
“2014 was a solid year for state-chartered banks,” said Mike
Mach, Administrator of DFI’s Division of Banking. “Capital
levels are at historically high levels, loan growth is strong,
and loan quality is in excellent shape. While the industry as a
whole saw a dip in net income, more than half of state-chartered
banks increased their year-over-year earnings in 2014, and more
than 96 percent were profitable.”
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