My son and daughter-in-law purchased a twin ranch home
with a finished basement in the Northeast in September.
heavy rains invaded their home and caused a great deal
of damage to the back wall in both the basement and the
bedroom above. They called an adjuster, who cut out the
damaged walls and removed carpet, and brought in fans
and a dehumidifier.
materials were saved for the insurance company to see.
The adjuster said he would file the insurance claim for
them, and that potential causes of the water intrusion
could be the bedroom window and the back patio, put in
by a previous owner.
concerns also include damage lurking behind the
remaining walls that we cannot see, and present and
future mold issues because the basement is also my
grandson's play room.
should the cause of this water problem be investigated?
they have any recourse from the home-inspection company
they used, at least for their insurance deductible? Do
they have any recourse from the previous owner's
me, it seems something was missed somewhere, and they
are left with a very expensive problem, as well as being
heartbroken. What can they do?
Until you have incontrovertible proof the problem was
caused by the previous owner's remodeling, I wouldn't
start pointing fingers. The winter was very hard, and a
5-inch rainfall over 12 hours can introduce problems
where there were none.
prior owner might not have had a clue. And a home
inspector can report only on what he or she sees, and
won't recommend that you hire an expert to look behind
walls unless there is evidence that you should.
is an issue that needs to be addressed because of your
grandson, and your kinfolk need a certified
mold-inspection firm to investigate.
there is mold and evidence shows it is a longstanding
problem, the inspector should be able to determine the
source of the water intrusion. If there is a
longstanding problem that was not disclosed, a lawyer is
the next step.