far, what has passed for spring in the Philadelphia area
this year has been relatively calm and much too dry.
Farmers Insurance reports that examined claims in 2013
and 2014 showed that spring accounted for more than
one-third of all homeowners’ claims nationwide during
that two-year period.
May and June saw a 52 percent increase in homeowners’
claims over January, February and March, the claims
percent of all homeowners’ claims filed during the
spring in Pennsylvania were for water-related issues.
second-leading cause of claims in Pennsylvania during
the spring months was wind (21 percent).
weather causes, including power outages or surges, were
the third-leading cause of claims at 17 percent of the
state’s total, Farmers reported.
New Jersey, 38 percent of spring homeowners’ claims
were wind-related, which was the second-highest
percentage in the country.
second-leading cause of home insurance claims in the
spring months was water, at 23 percent.
weather claims, which cover damage from power outages or
surges, accounted for 15 percent.
minimize wind damage, Farmers suggests the following:
the time to reinforce roofs. Hurricane straps or clips
can be installed to secure the roof-to-wall connections.
Reseal any loose shingles to prevent water damage to
garage doors with kits that attach to the concrete slab
below the door and the framing around it, to provide two
additional support points.
windows with storm shutters.
your property has sustained wind damage and it’s safe
to do so, you can make small emergency repairs to
prevent further damage, even if an insurance agent or
adjuster hasn’t yet visited. For instance, check for
and safely remove any broken branches before they can
cause additional harm.
always beware of signing contracts or paying a repair
contractor the full amount up front for damage repair.