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Credit card hacking
Although credit card companies and financial institutions are becoming smarter about protecting peopleís personal information online, credit card fraud and identity theft are still very real threats.
Millennials and managing money
While millennials have been labeled with negative stereotypes like materialistic and entitled, the reality is that crippling debt and lack of employment opportunities have significantly impacted this generationís financial future.
Estate essentials
"Picture this. Youíve been invited to a meeting; when you get there you realize itís the first meeting after your own death. You canít say anything. You can only observe. What do you see? Is your family celebrating your life or are they sitting there helpless not knowing what to do or whom to trust." 
In the hot seat
If youíre an aspiring entrepreneur seeking money from angel investors, youíd better be prepared with a snappy pitch to get their attention.
The new normal
With the Great Recession becoming a distant bad memory, people are once again thinking about the future ≠ó including retirement planning. But the recent economic setbacks have left many wary of the market and the security of their retirement investments.
Fiscal fitness
When it comes to wealth management, there are several ways good intentions can go awry. Our panel of experts outlines five common mistakes and advises how to avoid them. Knowledge is power, and in this case, itís profitable.

Creative Sisterhood
Growing up in Glendale with six siblings in a single-parent household, the Bendfeldt sisters learned to be resourceful at an early age. "We were forced to be MacGyvers," says Amy Bendfeldt Barnum. "If there was something we wanted, we had to get creative."
Hot jobs
Gaining employment in todayís marketplace depends on the ability to offer relevant skills, especially those considered "nonroutine analytical," says Dennis Winters, chief economist for the Wisconsin Department of Workforce Development.

Managing your wealth
Most of us have financial goals, whether it is to retire at a reasonable age, fund our childrenís education, do some traveling or simply manage debt. While overall plans havenít changed, peopleís attitudes have gone through a period of adjustment ó and thatís occurring across all age groups, local industry experts say.

Gail MarksJarvis: What you need to know about refinancing student loans 06-22-15
Each year I get about 1,000 questions on financial matters and thought it would be a good idea to share some of them with my answers from time to time in this column.
As push for higher minimum wages spreads, workers begin to envision life in a $15-an-hour world 06-15-15
What has long been a hypothetical question may soon become a real one: What would the national economy look like with a $15-an-hour minimum wage?
No room for growth 'nowí 06-15-15
Child-care assistant Eunice Medina, 23, was thrilled when a $12.25 minimum wage took effect in Oakland, Calif., in March.
Gail MarksJarvis: Half of people near retirement have no savings 06-15-15
Half of U.S. households headed by a person 55 and over havenít stashed away any retirement savings.
Preparing for his next leap ó from stunt work to cooking ventures 06-08-15
LOS ANGELES ó Like many Americans in their 50s, Stephen Tartalia wants to begin a second career. He figures it wonít be simple, but it might be a lot less painful.
Gail MarksJarvis: Nearly 529 good reasons to use that plan for college savings 06-01-15
If you needed a new car, you probably wouldnít pick the first one you saw, youíd drive others and compare prices. Youíd want to get the most for your money.
Pamela Yip: Organize your loved one's information before a crisis hits 05-25-15
For caregivers already exhausted from the demands of their duties, devising an organizational system can be a godsend.
Susan Tompor: Are you susceptible to a 'cracking card' scam 05-25-15
Chicago street gangs, rap videos and guys who are skilled at "making paper" are all on the front edge of a scam thatís already cost banks millions of dollars.
Gail MarksJarvis: Don't cry for 2015 college grads - they'll handle student debt just fine 05-25-15
Donít cry for this yearís college graduates. Or, letís change that: You might shed a tear for those who are struggling to get good-paying jobs in a still difficult jobs market. 
Gail MarksJarvis: Stocks whipsawed by rising bond yields 05-18-15
Most people donít attend dress rehearsals so they can figure out how a play might be enacted later.
Pamela Yip: How much college aid is enough? 05-11-15
This is the time of year when many high school students decide where they will attend college. A big factor in that decision for many families is how much financial aid theyíll receive.
States try more tax breaks for seniors 05-11-15
About a half dozen states are considering giving new tax breaks to seniors over 65, although they already enjoy favorable treatment by the federal government and by most states on their income and property taxes.
Getting started: Simple financial plan is a good way to achieve goals 05-11-15
Coming up with a financial plan can be a daunting task no matter what your age, but perhaps even more so when youíre in your 20s and just getting started.
Gail MarksJarvis: Self-employers have options to save for retirement and reduce taxes 05-11-15
If you have a small business and are still stinging from the income taxes you paid Uncle Sam, you can take a simple step now that will get you through tax time in better shape next year.
Gail MarksJarvis: Retirement or kid's college? Better choice might surprise you 05-04-15
No parent wants to be the bad guy. But as they try to figure out whether they should let their children say yes to college acceptances that have just arrived, parents may wonder if they dare give the go-ahead.
Pamela Yip: Proposed 'fiduciary duty' rule for retirement advisers is a good step 04-27-15
The Obama administrationís proposed rule to provide better consumer protection for retirement savings is a welcome move.
Costs of working can add up 04-27-15
For employees who routinely drive to work, buy lunch and canít get by without a cup of coffee, work-related spending can add up to a tidy sum.
Spending Smart: Protect your medical records from identity theft 04-20-15
Identity theft to many people is not a big deal because it has become synonymous with the minor hassle of dealing with a stolen credit card number. You get another card, and youíre not out any money. And it happens so often, weíve become numb to data-breach headlines.
Young career couple advised to wait on big expenses 04-13-15
Consumers are busy with their daily lives, making it difficult to keep abreast of all the trends and issues that affect their wallets ó household savings, fine print in contracts they sign with companies and insurance shopping, for example.
Spending Smart: Stay on top of latest personal finance issues, offerings 04-06-15
Consumers are busy with their daily lives, making it difficult to keep abreast of all the trends and issues that affect their wallets ó household savings, fine print in contracts they sign with companies and insurance shopping, for example.
Pamela Yip: If you get this letter from the IRS, it's legit 03-30-15
A couple concerned about identity theft during income tax-filing season sent me a copy of what they thought was questionable correspondence from the IRS.
Gail MarksJarvis: Few bargains to be found in foreign funds 03-30-15
It seems so obvious. Smart investing means looking for bargains and buying the type of stocks and stock funds that are cheaper than others. On that basis, you might assume that buying a foreign fund now would be just the bargain you should seek.
Susan Tompor: What should real filers do when hit by tax-ID fraud? 03-23-15
What do you do if fraudsters already filed a tax return using your ID? Itís a question thatís popping up now in the middle of tax season. The con artists typically steal ID and then file fake returns in January. 
The Home Economist: Retail therapy: Does it work? 
As the spa and retail director for The Ritz-Carlton, South Beach, in Miami Beach, Fla., William Arango has made a profession of helping people pick themselves up after traveling though one of lifeís let-downs.
Grandparents' college help, even savings plans, could end up hurting students 03-23-15
Grandparents want the best for their grandchildren, but sometimes their good intentions can wreak havoc with a studentís financial aid package.
Gail MarksJarvis: Financial advisers strengthen focus on attracting female clients 03-16-15
They are swarming around women and trying to perfect their pickup lines. Financial advisers want women clients, and consultants are busy suggesting ways to woo them.
The Journey: How to find a financial adviser you can trust 03-16-15
Q: It was with great interest that I read your recent article on free retirement-planning dinners. Iím a retired Miami-Dade policeman, and have turned down three dinner invitations from financial planning services recently because I was suspicious they were just sales pitches.
Spending Smart: How to choose a financial adviser who's right for you 03-09-15
Some financial advisers are riddled with conflicts of interest, making extra cash for themselves when they put your money in bad investments.
Young family struggles on one paycheck 03-09-15
FEDERAL WAY, Wash. ó The gut-wrenching financial crisis of 2008 and the Great Recession remain fresh memories for Seattle-area couple Meg and Jesse Dutcher.
Gail MarksJarvis: Investing in 'unloved' mutual funds requires caution, patience 03-02-15
When people pick mutual funds, they are usually overwhelmed by the choices and often make the mistake of judging them as they would a beauty contest. 



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