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Local Investing
Locally grown. Locally sourced. These days it is all about going local. But what about investing? Can a portfolio be locally sourced? Is it a good idea?

Crowdfunding as collateral
So you want to start a business, but donít have the start-up money or the collateral to ask the bank for a loan? And you donít want to ask friends or family? Do the next best thing ó ask a stranger. 

Planning for your retirement
Is your retirement plan on track? How do you know? According to a survey by Employee Benefit Research Institute, 60 percent of Americans arenít sure theyíre on track to retire successfully. Unfortunately, many of them may be right.

Credit card hacking
Although credit card companies and financial institutions are becoming smarter about protecting peopleís personal information online, credit card fraud and identity theft are still very real threats.
Millennials and managing money
While millennials have been labeled with negative stereotypes like materialistic and entitled, the reality is that crippling debt and lack of employment opportunities have significantly impacted this generationís financial future.
Estate essentials
"Picture this. Youíve been invited to a meeting; when you get there you realize itís the first meeting after your own death. You canít say anything. You can only observe. What do you see? Is your family celebrating your life or are they sitting there helpless not knowing what to do or whom to trust." 
In the hot seat
If youíre an aspiring entrepreneur seeking money from angel investors, youíd better be prepared with a snappy pitch to get their attention.
The new normal
With the Great Recession becoming a distant bad memory, people are once again thinking about the future ≠ó including retirement planning. But the recent economic setbacks have left many wary of the market and the security of their retirement investments.
Fiscal fitness
When it comes to wealth management, there are several ways good intentions can go awry. Our panel of experts outlines five common mistakes and advises how to avoid them. Knowledge is power, and in this case, itís profitable.

Creative Sisterhood
Growing up in Glendale with six siblings in a single-parent household, the Bendfeldt sisters learned to be resourceful at an early age. "We were forced to be MacGyvers," says Amy Bendfeldt Barnum. "If there was something we wanted, we had to get creative."
Hot jobs
Gaining employment in todayís marketplace depends on the ability to offer relevant skills, especially those considered "nonroutine analytical," says Dennis Winters, chief economist for the Wisconsin Department of Workforce Development.

Managing your wealth
Most of us have financial goals, whether it is to retire at a reasonable age, fund our childrenís education, do some traveling or simply manage debt. While overall plans havenít changed, peopleís attitudes have gone through a period of adjustment ó and thatís occurring across all age groups, local industry experts say.

Financial services industry throwing out rule book to attract millennials 05-02-16
MINNEAPOLIS ó Enough already with the stereotyping of millennials living in their parentsí basement and drowning in college debt.
Gail MarksJarvis: Princeís death illustrates importance of having a will 05-02-16
Pop music star Prince apparently died without writing a will, and itís likely that his relatives and business contacts will be fighting in a Minnesota court for years over his estate, estimated at $150 million to $300 million.
More older Americans becoming renters 04-25-16
CHICAGO ó Baby boomers are altering the American Dream. After having the home in the suburbs, the kids, the two cars, and maybe even the picket fence, a growing number now want to ride elevators to rental apartments and walk out the door to restaurants. 
Gail MarksJarvis: Free college would help the rich, report says 04-25-16
How could anyone be against free college tuition?
Itís a mom-and-apple-pie issue. Millennials, suffering from debilitating student loans, love it. Parents, who canít wring enough out of paychecks to save for college and retirement, see it as salvation.
A new way to get out of college debt 04-25-16
PHILADELPHIA ó Thereís yet another way to pay back student loans without going broke. Itís called REPAYE.
In December, the Department of Education launched its eighth college-loan repayment program, dubbed the Revised Pay As You Earn Plan.
More older Americans becoming renters 04-18-16
CHICAGO ó Baby boomers are altering the American Dream.
After having the home in the suburbs, the kids, the two cars, and maybe even the picket fence, a growing number now want to ride elevators to rental apartments and walk out the door to restaurants.
Loan activity from 401(k) plans rising 04-18-16
PITTSBURGH ó The temptation to take loans from a company 401(k) retirement savings plan is apparently too hard to resist for some people even after theyíve been warned of how dipping into that account can knock their retirement plans off track.
CEO hopes to keep alternative mortgage lenderís growth going 04-18-16
LOS ANGELES ó LoanDepot is less than a decade old, but itís quickly become one of the nationís biggest mortgage firms ó and itís still growing.
Gail MarksJarvis: Itís not too late to cut your taxes by opening an IRA 04-18-16
Thereís still time to cut your taxes before turning in your 2015 tax return April 18. You can open an IRA and get a tax deduction. In addition, that IRA will help move you to where most Americans need to be ó making more progress accumulating the money they need for retirement.
Commissions and fees are fact of life in investment world 04-11-16
While the fees and commissions charged by most traditional brokers and investment advisers may seem like an insignificant amount to pay for financial advice, those tiny 2 percent charges can add up over time ó swallowing a sizable chunk of what investors would have ended up with at retirement.
A money tip for every day of the week 04-04-16
We often associate certain days of the week with particular activities. For example, Monday is generally considered the start of the work week. Perhaps Wednesday is the night your favorite show airs on TV, while Friday ó well, thank goodness itís Friday.
Managing student debt can teach college grad key a lesson 04-04-16
SEATTLE ó Twenty-seven-year-old Leigh Hammel has a graduate degree and a full-time job in one of the nationís most vibrant metro areas. So whatís not to like?
Online lenders drawing more scrutiny by regulators 03-28-16
LOS ANGELES ó Online lenders, led by San Franciscoís Lending Club, have grown explosively over the last few years, lending billions to consumers who can quickly get large sums by simply filling out a few online forms.
Gail MarksJarvis: Many workers would trade raises for continued health coverage 03-28-16
If you had to choose between getting a raise and giving it up so you could keep the health coverage you rely on at work, which would you take?
Debt Adviser: Is wife liable for deceased husbandís debt? 03-28-16
My husband signed up for a retail store credit card and was the only named user on the card. Sadly, he passed away of lung cancer in July.
Taking charge of finance can help African-Americans retire 03-28-16
PHILADELPHIA ó Among the countryís big Wall Street firms, senior-level African-Americans financial advisers are rare, says Ajamu Loving.
The Journey: Planning to delay retirement? Hereís how. 03-21-16
Twenty percent of pre-retirees made plans to postpone retirement last year, a new survey shows, perhaps suggesting that work, savings and Social Security make up the new three-legged stool of retirement.
Susan Tompor: Tax refund fraud can happen again and again 03-21-16
Tax-related identity theft is a scam that can hit you from all directions. And tax fraud lightning can strike twice, too.
Tony Robbinsí tips to live rich 03-21-16
Over the past few decades, life and business strategist Tony Robbins has become a household name. His boundless energy, determination and philanthropic nature has made him one of the go-to experts on how to have a fulfilling life and career.
Gail MarksJarvis: College financial aid shifting toward the affluent, study says 03-21-16
Are you getting gouged on college?
If you come from a relatively low-income family, thereís a strong chance you are. In fact, you may be subsidizing the education of a student from an affluent family.
As financial advisers age, customers worry about who will guide their portfolios 03-21-16
PITTSBURGH ó In the wealth management world where financial advisers are responsible for handling trillions of dollars in client assets, a significant number of industry veterans are either near or beyond retirement age.
Susan Tompor: Ever give $500 to bail out a relative? Youíre not alone 03-14-16
Whether itís a hand up or a handout, many families wouldnít be able to pay the bills or live as well as they do now without extra cash from mom and dad, grandma or grandpa or a kindly aunt or uncle.
5 investments that shine brighter than gold 03-14-16
It has been a tough few years for gold investors. Despite a recent uptick in gold prices, the yellow metal is still dramatically cheaper than it was in 2012, now selling at around $1,200 per ounce.
Meanwhile, other investments have outperformed gold, including the following:
Gail MarksJarvis: Saverís credit helps low-income taxpayers save for retirement 03-14-16
As a piano teacher in Knoxville, Tenn., Jeannine Hines has almost nothing saved for retirement even though sheís 60. So she was relieved when a financial planner told her Uncle Sam would give her money to save.



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