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Planning for your retirement
Is your retirement plan on track? How do you know? According to a survey by Employee Benefit Research Institute, 60 percent of Americans arenít sure theyíre on track to retire successfully. Unfortunately, many of them may be right.

Credit card hacking
Although credit card companies and financial institutions are becoming smarter about protecting peopleís personal information online, credit card fraud and identity theft are still very real threats.
Millennials and managing money
While millennials have been labeled with negative stereotypes like materialistic and entitled, the reality is that crippling debt and lack of employment opportunities have significantly impacted this generationís financial future.
Estate essentials
"Picture this. Youíve been invited to a meeting; when you get there you realize itís the first meeting after your own death. You canít say anything. You can only observe. What do you see? Is your family celebrating your life or are they sitting there helpless not knowing what to do or whom to trust." 
In the hot seat
If youíre an aspiring entrepreneur seeking money from angel investors, youíd better be prepared with a snappy pitch to get their attention.
The new normal
With the Great Recession becoming a distant bad memory, people are once again thinking about the future ≠ó including retirement planning. But the recent economic setbacks have left many wary of the market and the security of their retirement investments.
Fiscal fitness
When it comes to wealth management, there are several ways good intentions can go awry. Our panel of experts outlines five common mistakes and advises how to avoid them. Knowledge is power, and in this case, itís profitable.

Creative Sisterhood
Growing up in Glendale with six siblings in a single-parent household, the Bendfeldt sisters learned to be resourceful at an early age. "We were forced to be MacGyvers," says Amy Bendfeldt Barnum. "If there was something we wanted, we had to get creative."
Hot jobs
Gaining employment in todayís marketplace depends on the ability to offer relevant skills, especially those considered "nonroutine analytical," says Dennis Winters, chief economist for the Wisconsin Department of Workforce Development.

Managing your wealth
Most of us have financial goals, whether it is to retire at a reasonable age, fund our childrenís education, do some traveling or simply manage debt. While overall plans havenít changed, peopleís attitudes have gone through a period of adjustment ó and thatís occurring across all age groups, local industry experts say.

Gail MarksJarvis: Student loan borrowers have options 09-28-15
Millions of Americans are needlessly making suffocating payments on their student loans and others are shooting themselves in the foot by ducking their payment responsibilities altogether.
Kimberly Nguyen: How to inherit wisely 09-28-15
Inheriting $1 million may sound like a blessing. But most people who receive an inheritance experience confusion, anger, sadness or some combination of the three, according to the Financial Planning Association.
The Journey: Retirees brace for hardship as multi-employer pension cuts loom 09-28-15
Of all the negative financial surprises that can hit in retirement, learning a "guaranteed" pension could be severely cut is among the worst.
The Journey: Tips to help teachers with retirement planning 09-21-15
As teachers head back to class this fall, they may want to brush up on their own retirement picture.
A report this year by the National Council on Teacher Quality found some grim financial statistics behind the $499 billion teacher pension system debt:
Susan Tompor: Tweetable tips turn into real college savings 09-21-15
The fun thing about scanning a stream of tweets is that youíre bound to spot something that you didnít know. Some quick fact or news tidbit pops up and gives you a clue into the bigger picture.
Low pay and long, pricey commute often go hand in hand 09-21-15
SEATTLE ó Simon Nakhale remembers the night his 20-year-old son, Leo, walked nearly three hours because he had missed the last bus home.
Gail MarksJarvis: Nervous? Hedge your bets 09-21-15
Q: Due to a job relocation, for the past 18 months I have had funds from the sale of my old house and my old 401(k) sitting in a savings account.
Chip Hollingsworth: 5 secrets you should never keep from your financial advisor 09-21-15
The best relationships are based on honesty and trust. Thatís true for your personal relationships as well as your relationships with professionals who help you with your problems. 
Rick Kahler: Helping the poor 09-14-15
Helping people work their way out of poverty isnít just about money. It requires addressing the beliefs and culture around money that may be keeping people stuck financially and emotionally.
Kimberly J. Howard: Money advice for young couples 09-14-15
You found the one to start a life with. You now share home, love ĖĖ and your financial backgrounds with your new partner and family. Hereís what to know and how to tackle debt, budgeting and other aspects of your newly merged money matters.
Gail MarksJarvis: Retirement prospects only bright for diligent savers 09-14-15
If you think you are going to retire at 65, think again.
Itís likely that you arenít going to have enough money stashed away to make retirement work out for you.
Cameron Huddleston: 6 basic bills you should always negotiate 09-14-15
Does the thought of haggling over your monthly bills make you break out in a cold sweat? Youíre not alone. A 2013 Consumer Reports survey found that less than half of consumers had tried negotiating a better deal on everyday goods and services in the past three years.
Susan Tompor: Students, donít get wowed by credit card signing bonuses 09-07-15
Young college students arenít exactly credit card happy these days. But credit card issuers are rolling out some attractive deals that are designed to put more plastic into backpacks.
Stanford prof on ĎWhatís Wrong With Banking and What to Do About Ití 09-07-15
Anat R. Admati, a professor of finance and economics at Stanfordís business school, is an unlikely player in Washingtonís financial reform scene.
Some states take aim at Ďdiscriminatoryí auto insurance pricing 09-07-15
Be a safe driver. Donít buy a flashy sports car. Pay the insurance premium on time.
These are maxims many drivers follow to keep their auto insurance costs in check.
On Philanthropy: Teaching children about giving ó right from the start 09-07-15
Philanthropic values cannot be passed on to rising generations all at once, in one big "data dump" towards the end of a donorís life. Rather, philanthropy is an evolving opportunity for learning that is best pursued over a lifetime.
The Journey: Strategies for managing your elderly parentís finances 08-31-15
Call it the triple-whammy: An elderly parent, a new significant other and an aging bull market.
  A reader recently shared his frustrations over watching his elderly father gift a large portion of his assets to a new, much-younger girlfriend.
Gail MarksJarvis: Fed leader hints at continued stimulus 08-31-15
Can you count on Federal Reserve governors to cradle you in their arms and make everything OK in the economy and stock market?
The Journey: Making the right choice on when to claim Social Security benefits 08-24-15
Q: I will be turning 62 next year and would like to begin collecting early Social Security benefits. Am I penalized once I turn full retirement age of 66 for the amount I would receive then?
Widows often see rise in auto insurance rates, study finds 08-24-15
Women whose husbands die should not expect to receive much sympathy from many of the nationís major auto insurers; itís more likely that widows can expect to have their car insurance rates raised.
Gail MarksJarvis: Fed leader hints at continued stimulus 08-24-15
Can you count on Federal Reserve governors to cradle you in their arms and make everything OK in the economy and stock market?
Students have growing influence in parents back-to-school spending 08-24-15
BALTIMORE ó Five-year-old Cayden Richey had one criterion for his new back-to-school shoes: They had to be fast.
Getting Started: Smart money-saving tips for savvy college students 08-17-15
There is the cost of college, and then there is the cost of going to college ó everything from the extra-long twin bed sheets youíll need for your dorm room to textbooks for class.
Cameron Huddleston: 5 money habits to master before your 30s 08-17-15
You know how the saying, "Bad habits are hard to break." But sometimes itís even harder to create good habits, especially good money habits.
Gail MarksJarvis: Invest in index funds for better returns 08-17-15
Do you search the Web to find the best price on clothes or electronics? Do you drive across town to get a discount on a household item or to shave a few bucks off your groceries?
How back-to-school shopping can teach your kids money lessons 08-17-15
Back-to-school shopping represents one of the best opportunities all year for students to learn a few lessons before they return to the classroom ó money lessons, that is.
Back-to-school shopping tactics, ninja style 08-10-15
Back-to-school is the second-biggest shopping event of the year for retailers, but paying full retail prices in the typical "mall haul" is for suckers, say expert shoppers and cheapskates.
Gail MarksJarvis: The economy looks strong. Why arenít investors happy? 08-10-15
Just as analysts were beginning to fixate on risks to the U.S. from a fragile global economy, a new report Wednesday melted away the gloom.



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