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Local Investing
Locally grown. Locally sourced. These days it is all about going local. But what about investing? Can a portfolio be locally sourced? Is it a good idea?

Crowdfunding as collateral
So you want to start a business, but donít have the start-up money or the collateral to ask the bank for a loan? And you donít want to ask friends or family? Do the next best thing ó ask a stranger. 

Planning for your retirement
Is your retirement plan on track? How do you know? According to a survey by Employee Benefit Research Institute, 60 percent of Americans arenít sure theyíre on track to retire successfully. Unfortunately, many of them may be right.

Credit card hacking
Although credit card companies and financial institutions are becoming smarter about protecting peopleís personal information online, credit card fraud and identity theft are still very real threats.
Millennials and managing money
While millennials have been labeled with negative stereotypes like materialistic and entitled, the reality is that crippling debt and lack of employment opportunities have significantly impacted this generationís financial future.
Estate essentials
"Picture this. Youíve been invited to a meeting; when you get there you realize itís the first meeting after your own death. You canít say anything. You can only observe. What do you see? Is your family celebrating your life or are they sitting there helpless not knowing what to do or whom to trust." 
In the hot seat
If youíre an aspiring entrepreneur seeking money from angel investors, youíd better be prepared with a snappy pitch to get their attention.
The new normal
With the Great Recession becoming a distant bad memory, people are once again thinking about the future ≠ó including retirement planning. But the recent economic setbacks have left many wary of the market and the security of their retirement investments.
Fiscal fitness
When it comes to wealth management, there are several ways good intentions can go awry. Our panel of experts outlines five common mistakes and advises how to avoid them. Knowledge is power, and in this case, itís profitable.

Creative Sisterhood
Growing up in Glendale with six siblings in a single-parent household, the Bendfeldt sisters learned to be resourceful at an early age. "We were forced to be MacGyvers," says Amy Bendfeldt Barnum. "If there was something we wanted, we had to get creative."
Hot jobs
Gaining employment in todayís marketplace depends on the ability to offer relevant skills, especially those considered "nonroutine analytical," says Dennis Winters, chief economist for the Wisconsin Department of Workforce Development.

Managing your wealth
Most of us have financial goals, whether it is to retire at a reasonable age, fund our childrenís education, do some traveling or simply manage debt. While overall plans havenít changed, peopleís attitudes have gone through a period of adjustment ó and thatís occurring across all age groups, local industry experts say.

Gail MarksJarvis: Your investment behavior could be costing you a fortune 06-13-16
Are you quick to pull the trigger when you think the stock market is going to attack the money youíve worked so hard to amass?
U.S. Bank, other big banks get off the dime on smartphone payments 06-13-16
MINNEAPOLIS ó U.S. Bank and Bank of America got together this spring on a system that lets people instantly pay money to a friend on a smartphone ó with a crucial difference.
Check your calendar before going car shopping 06-13-16
PITTSBURGH ó Black Friday is known for being one of the busiest shopping days of the year, with long lines and frenzied shoppers chasing early bird, door-buster deals on everything from clothing and toys to big screen TVs.
How historians, psychologists may help the ultrarich avoid squandering fortunes 06-06-16
MINNEAPOLIS ó A new breed of wealth consultant to Americaís richest families is doing more than pore over financial reports.
Gail MarksJarvis: Youíve just graduated. Hereís how to handle $35,000 in student loans 06-06-16
If youíve just finished college and are heading to a new job, avoid the extremes.
In other words, donít panic about your student loans, but donít ignore them either before locking yourself into huge expenses like rent and car payments.
Susan Tompor: Will Googleís move banning payday loan ads be the end of such loans? 05-30-16
Google grabbed headlines by announcing a ban on payday loan ads starting July 13. Quick-fix loans charging triple-digit rates seem to be viewed by Google and others now with the same social stigma as other dangerous products banned from advertising, such as cocaine, crystal meth and cigarettes.
7 wedding gift ideas under $40 that wonít make you look cheap 05-30-16
Weddings can take more than a year to plan and can cost more than many people spend on a car. When it comes to spending a lot on a wedding, itís not just the bride, groom and their families who have to pony up ó guests often spend a lot on weddings as well,
Gail MarksJarvis: Despite new SEC rules, investors should see crowdfunding as gambling, not investing 05-30-16
Just as news stories exposed concerns about the inner workings of LendingClub, the U.S. government has been opening the door for Americans from virtually any income level to dabble in the speculative world of crowdfunding.
Take a closer look at that ATM ó are you about to be skimmed? 05-23-16
CHICAGO ó As a computer security researcher, Steve Manzuik says heís "a little more paranoid" than the average person when it comes to his credit and debit cards. 
Blacks participating more in stock investing, study shows 05-23-16
WASHINGTON ó When John Rocca began earning enough money to start socking some away for retirement about 10 years ago, he took a time-honored approach to investing: hiring a broker from a large investment bank.
4 consequences of a $15 minimum wage 05-16-16
WASHINGTON ó Exhaustive research over the past few decades suggests raising the minimum wage has little negative impact on overall employment.
The prepaid cards you should, and shouldnít, have in your wallet 05-16-16
With nearly 10 million U.S. households "unbanked" ó meaning they have no checking or savings accounts ó prepaid cards have become a relatively safe alternative to help consumers manage their money.
Gail MarksJarvis: Research debunks notion that debt-laden grads wonít be buying homes 05-16-16
Is college debt truly keeping a generation of young adults from buying homes?
Thatís been the popular storyline as people in their 20s have shunned the housing market since the housing crash.
Many worry about attaining middle-class, saving for retirement 05-09-16
PITTSBURGH ó As a first generation college graduate, 24-year-old Ciera Young has wondered whether her bachelorís degree gives her an edge or puts her at a disadvantage when she considers that she has no savings, no car and is obligated to repay student debt while trying to get a foothold in the job sector.
Unused gift cards? Consumers increasingly buying and selling them online 05-09-16
PITTSBURGH ó A gift card can be the perfect gift. Except when itís not.
Letís say your generous out-of-town aunt sends you a $100 gift card for your birthday good at AMC theaters. Too bad the theater chain in your neighborhood is a Cinemark.
Gail MarksJarvis: Are you financially smarter than a sixth-grader? 05-09-16
Remember the hit book, "All I Really Need to Know I Learned in Kindergarten"?
Well, I met the sixth-graders who could write "All I Really Need to Know About Money I Learned in Sixth Grade."
Financial services industry throwing out rule book to attract millennials 05-02-16
MINNEAPOLIS ó Enough already with the stereotyping of millennials living in their parentsí basement and drowning in college debt.
Gail MarksJarvis: Princeís death illustrates importance of having a will 05-02-16
Pop music star Prince apparently died without writing a will, and itís likely that his relatives and business contacts will be fighting in a Minnesota court for years over his estate, estimated at $150 million to $300 million.
More older Americans becoming renters 04-25-16
CHICAGO ó Baby boomers are altering the American Dream. After having the home in the suburbs, the kids, the two cars, and maybe even the picket fence, a growing number now want to ride elevators to rental apartments and walk out the door to restaurants. 
Gail MarksJarvis: Free college would help the rich, report says 04-25-16
How could anyone be against free college tuition?
Itís a mom-and-apple-pie issue. Millennials, suffering from debilitating student loans, love it. Parents, who canít wring enough out of paychecks to save for college and retirement, see it as salvation.
A new way to get out of college debt 04-25-16
PHILADELPHIA ó Thereís yet another way to pay back student loans without going broke. Itís called REPAYE.
In December, the Department of Education launched its eighth college-loan repayment program, dubbed the Revised Pay As You Earn Plan.
More older Americans becoming renters 04-18-16
CHICAGO ó Baby boomers are altering the American Dream.
After having the home in the suburbs, the kids, the two cars, and maybe even the picket fence, a growing number now want to ride elevators to rental apartments and walk out the door to restaurants.
Loan activity from 401(k) plans rising 04-18-16
PITTSBURGH ó The temptation to take loans from a company 401(k) retirement savings plan is apparently too hard to resist for some people even after theyíve been warned of how dipping into that account can knock their retirement plans off track.
CEO hopes to keep alternative mortgage lenderís growth going 04-18-16
LOS ANGELES ó LoanDepot is less than a decade old, but itís quickly become one of the nationís biggest mortgage firms ó and itís still growing.



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