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In the hot seat
If youíre an aspiring entrepreneur seeking money from angel investors, youíd better be prepared with a snappy pitch to get their attention.
The new normal
With the Great Recession becoming a distant bad memory, people are once again thinking about the future ≠ó including retirement planning. But the recent economic setbacks have left many wary of the market and the security of their retirement investments.
Fiscal fitness
When it comes to wealth management, there are several ways good intentions can go awry. Our panel of experts outlines five common mistakes and advises how to avoid them. Knowledge is power, and in this case, itís profitable.

Creative Sisterhood
Growing up in Glendale with six siblings in a single-parent household, the Bendfeldt sisters learned to be resourceful at an early age. "We were forced to be MacGyvers," says Amy Bendfeldt Barnum. "If there was something we wanted, we had to get creative."
Hot jobs
Gaining employment in todayís marketplace depends on the ability to offer relevant skills, especially those considered "nonroutine analytical," says Dennis Winters, chief economist for the Wisconsin Department of Workforce Development.

Managing your wealth
Most of us have financial goals, whether it is to retire at a reasonable age, fund our childrenís education, do some traveling or simply manage debt. While overall plans havenít changed, peopleís attitudes have gone through a period of adjustment ó and thatís occurring across all age groups, local industry experts say.

Target's credit-monitoring offer not enough to protect consumers, experts say 04-07-14  
It was the data breach that shook the retail world. When Target Corp. announced in December that 110 million of its customersí payment and personal records had been breached, the news was unsettling ó both because Target is such an iconic brand and because the breach was so invasive.
Wellness programs may help financial health 03-31-14  
If you have employer-provided health insurance, you donít have to worry about meeting the March 31 deadline to sign up for coverage through the state-based health care exchanges. But like any consumer today, you may be wondering how to lower your health care costs.
In some states, new benefits for 529 savers 03-31-14  
Parents and grandparents often turn to state 529 savings plans to sock away money for a childís future college costs.
Sweepstakes scam is one of many consumer frauds out to get you 03-31-14  
When he opened the letter, retiree James Thomas certainly wanted it to be true. In black and white, the congratulatory letter stated that he was one of "five lucky" winners in a Publisherís Clearing House Sweepstakes Association lottery drawing. His prize: $3,998,000.10.
Subtle pitfalls can damage credit scores 03-31-14  
Many people know that making late payments, skipping payments or filing for bankruptcy are surefire ways to ruin their credit.
Investors still confused on major issues, survey finds  03-24-14  
If youíre new to investing, an index mutual fund is an easy way to get diversification at a low cost.
Options for free credit scores are increasing 03-24-14  
Linzi Hansen of Elk River, Minn., requested her credit report after the Target breach, but the 24-year-old found the report frustrating and incomplete.
Q&A: Gauge the costs, advantages of long-term care 03-17-14  
Itís a frightening prospect. You fall and break a hip and need several months of nursing home care. 
Q&A: Your emotions are probably costing you, market researcher says 03-17-14  
Armed with mountains of data, reams of corporate filings and advice from professionals, investors often rely on a range of emotions to make financial decisions ó whether they realize it or not. And those underlying feelings can present roadblocks to rational investing.
2013 tax rules mean surprises, especially at high end 03-10-14  
As the tax filing season revs into high gear, most taxpayers will find the rules for filing 2013 taxes are a lot like the requirements of a year earlier. 
Most states have no rules for independent tax preparers 03-10-14  
Only four states require testing and continuing education for hundreds of thousands of independent tax preparers who make a living deciphering the nearly 74,000-page U.S. tax code for many Americans.
God and money: How and why churches are teaching congregations about personal finance 03-10-14  
SACRAMENTO, Calif. ó Trina Bradley, a medical secretary and single mom of two kids, showed up because she was "tired of living in (financial) crisis."
Gail MarksJarvis: Regular or Roth? Either IRA makes good sense 03-03-14  
Think of the last time you bought something that made you very happy. Maybe a car, a new pair of shoes, the snowblower that kept you from having a heart attack this winter.
Health care's hidden costs can take patients by surprise 03-03-14
When a rheumatologist told Linda Drake of Miami that she might have lung cancer, the former smoker did some research and discovered a study for early detection and treatment of the disease with researchers in South Florida.
Social media can give banks an inside look at potential  borrowers 02-24-14
The personal information that friends share on social media websites is being used by a growing number of financial institutions to build a credit profile for potential borrowers, in addition to the official credit report. 
Financial pointers for the 99% 02-24-14
When Liz Davidson told friends 15 years ago that she was quitting her job running a hedge fund, they thought she was misguided.
Valentine's Day: Hearts, flowers, scores? 
Valentineís Day is all about hearts, flowers, chocolate, maybe some bling. What itís typically not about: credit cards, credit scores and anything as crass as cash.
Sly shoppers' bag of tricks reap savings, scorn 02-18-14
Nordstrom is famously forgiving when shoppers change their minds about purchases.Customers love it ó especially those whose motives may be questionable.
Report says regulations crucial for prepaid debit cards 02-18-14
Prepaid debit cards are becoming more affordable with increased competition resulting in fewer fees, but the booming market still lacks critical consumer protections, according to a new study by The Pew Charitable Trusts.
Target's breach highlights need for consumers to stay vigilant, experts say 02-18-14
News about the data breach at Target, and subsequent data breaches at other major retailers, are reminders that theft can occur at any time and any place, and information security experts say that itís also a good time for people to review how secure they keep their financial data.
GAO recommends changes for student debit cards 02-18-14
WASHINGTON ó Small fees add up for college students using college-issued debit and prepaid cards, which are often used to draw financial aid, and congressional investigators on Thursday urged greater oversight of their use.
Despite AOL news, 401(k) matches are not changing 02-18-14
NEW YORK ó If you like your company's 401(k) match, you can keep it. Despite a scare that AOL gave its employees recently, Corporate America isn't scaling back 401(k) programs, surveys and employee benefit experts say.
Seniors struggle with Social Security adjustments 02-10-14
Not long after Mary Callahanís 1.5 percent Social Security cost-of-living adjustment went into effect Jan. 1 ó netting her $20 more a month ó a community newsletter arrived in the mail at her modest Neville Island, Pa., home.
Ready for Christmas 2014? One frugal blogger is already on it 02-05-14
While most of us are finally putting Christmas away for the year, Erin Huffstetler is just getting warmed up. For 2014.
Streamlined college-aid application still a tough task for parents, teens 02-05-14
Ngoctram Tran stuffed into a plastic bag the things she hoped would unlock thousands of dollars toward her daughterís college education: her driverís license, Social Security cards, bank statements and W-2s.
Taxpayers advised to file early to fight fraud 02-05-14
Income tax season starts Jan. 31 for individual taxpayers, and while many taxpayers might not be in a hurry to file their returns, itís a sure bet that criminals are poised to push the send button and transmit bogus documents.
Steer clear? Auto loan refinancing 02-05-14
A lower car payment, what's not to like? It's an enticing proposition, but refinancing an auto loan can often significantly increase the amount you have to pay over the life of a loan.
AT&T reduces rates for high-data plans 02-05-14
NEW YORK ó AT&T is reducing cellphone rates for family plans with large amounts of data. The new rates are available starting Sunday and apply to plans with at least 10 gigabytes of data shared by two or more phones on a single account.
Expect to live a long life? Then you may delay retirement 01-27-14
People who expect to live into their 70s and 80s are likelier than previous generations to delay retirement, according to a new study.



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