Great Recession becoming a distant bad memory, people are once again
thinking about the future ≠ó including retirement planning.
But the recent economic
setbacks have left many wary of the market and the security of their
comes to wealth management, there are several ways good intentions
can go awry. Our panel of experts outlines five common mistakes and
advises how to avoid them. Knowledge is power, and in this case, itís
up in Glendale with six siblings in a single-parent household, the
Bendfeldt sisters learned to be resourceful at an early age.
"We were forced to
be MacGyvers," says Amy Bendfeldt Barnum. "If there was
something we wanted, we had to get creative."
employment in todayís marketplace depends on the ability to offer
relevant skills, especially those considered "nonroutine
analytical," says Dennis Winters, chief economist for the
Wisconsin Department of Workforce Development.
us have financial goals, whether it is to retire at a reasonable
age, fund our childrenís education, do some traveling or simply
manage debt. While overall plans havenít changed, peopleís
attitudes have gone through a period of adjustment ó and thatís
occurring across all age groups, local industry experts say.
MarksJarvis: Regular or Roth? Either IRA makes good sense 03-03-14
the last time you bought something that made you very happy.
Maybe a car, a new pair
of shoes, the snowblower that kept you from having a heart attack
care's hidden costs can take patients by surprise 03-03-14
rheumatologist told Linda Drake of Miami that she might have lung
cancer, the former smoker did some research and discovered a study
for early detection and treatment of the disease with researchers in
media can give banks an inside look at potential borrowers 02-24-14
personal information that friends share on social media websites is
being used by a growing number of financial institutions to build a
credit profile for potential borrowers, in addition to the official
pointers for the 99% 02-24-14
Davidson told friends 15 years ago that she was quitting her job
running a hedge fund, they thought she was misguided.
Day: Hearts, flowers, chocolates...credit scores?
Day is all about hearts, flowers, chocolate, maybe some
bling. What itís typically not about: credit cards,
credit scores and anything as crass as cash.
shoppers' bag of tricks reap savings, scorn 02-18-14
is famously forgiving when shoppers change their minds about
purchases.Customers love it ó especially those whose motives may
says regulations crucial for prepaid debit cards 02-18-14
debit cards are becoming more affordable with increased competition
resulting in fewer fees, but the booming market still lacks critical
consumer protections, according to a new study by The Pew Charitable
breach highlights need for consumers to stay vigilant, experts say 02-18-14
about the data breach at Target, and subsequent data breaches at
other major retailers, are reminders that theft can occur at any
time and any place, and information security experts say that itís
also a good time for people to review how secure they keep their
recommends changes for student debit cards 02-18-14
ó Small fees add up for college students using college-issued
debit and prepaid cards, which are often used to draw financial aid,
and congressional investigators on Thursday urged greater oversight
of their use.
AOL news, 401(k) matches are not changing 02-18-14
YORK ó If you like your company's 401(k) match, you can keep it.
Despite a scare
that AOL gave its employees recently, Corporate America isn't
scaling back 401(k) programs, surveys and employee benefit experts
struggle with Social Security adjustments 02-10-14
after Mary Callahanís 1.5 percent Social Security cost-of-living
adjustment went into effect Jan. 1 ó netting her $20 more a month
ó a community newsletter arrived in the mail at her modest Neville
Island, Pa., home.
for Christmas 2014? One frugal blogger is already on it 02-05-14
most of us are finally putting Christmas away for the year, Erin
Huffstetler is just getting warmed up. For 2014.
college-aid application still a tough task for parents, teens 02-05-14
Tran stuffed into a plastic bag the things she hoped would unlock
thousands of dollars toward her daughterís college education: her
driverís license, Social Security cards, bank statements and W-2s.
advised to file early to fight fraud 02-05-14
tax season starts Jan. 31 for individual taxpayers, and while many
taxpayers might not be in a hurry to file their returns, itís a
sure bet that criminals are poised to push the send button and
transmit bogus documents.
clear? Auto loan refinancing 02-05-14
lower car payment, what's not to like? It's
an enticing proposition, but refinancing an auto loan can often
significantly increase the amount you have to pay over the life of a
reduces rates for high-data plans 02-05-14
YORK ó AT&T is reducing cellphone rates for family plans with
large amounts of data. The
new rates are available starting Sunday and apply to plans with at
least 10 gigabytes of data shared by two or more phones on a single
to live a long life? Then you may delay retirement 01-27-14
who expect to live into their 70s and 80s are likelier than previous
generations to delay retirement, according to a new study.
New Year's resolutions? Consider a few of these for 2014 01-27-14
intentions are what New Yearís resolutions are all about. Thereís
the usual kind: Lose weight; quit smoking; learn a new language;
spend more time with the kids.
consumers can prepare for future cyberattacks 01-27-14
the shock of the massive data breach at Target over the holidays has
begun to wane, cybersecurity and other experts are warning consumers
to brace for similar attacks in the coming year.
agencies scramble to deal with own financial crunch 01-27-14
multimillion-dollar losses, the CredAbility credit-counseling agency
pared its Orlando, Fla., staff and laid off its top local executive
last fall as part of a companywide downsizing.
merger will hurt some cardholders 01-27-14
cutthroat competition for credit-card travel perks, the US
Airways-American Airlines merger has dealt a blow to American
Express Platinum and Centurion cardholders.
your credit, debit cards after holidays, experts say 01-24-14
Piffero of Fresno, Calif., was like thousands of other customers
throughout Fresno and the San Joaquin Valley who used their debit or
credit cards for holiday shopping at a Target store.
want it? How to return that holiday gift, without a hassle 01-24-14
at some unwanted, wrong-sized or just plain what-were-they-thinking
holiday gifts? Even if itís just a pair of mittens or a blender
you know youíll never use, itís probably not too late to
exchange or return it.
39.6 percent tax bracket for wealthiest people 01-24-14
ó A new top tax rate, higher Medicare taxes and the phaseout of
deductions and exemptions could mean higher tax bills for wealthier
Americans this year. Legally wed same-sex couples, meanwhile, may
find the true meaning of the marriage penalty.
Smart: 10 years of columns and thousands of tips 01-13-14
significance of money and wealth goes far beyond material comforts
and desires. It goes to the core of human emotions, including
security, freedom, self-worth, envy and greed.
MarksJarvis: Many funds could be riskier than you think
mutual fund you bought, figuring it would shield you from pain in
the stock market, may turn out to be a wolf in sheepís clothing.
these tax moves as 2013 comes to a close 12-31-13
almost in the books, some last-minute tax moves for your retirement
money could help you start 2014 off right.
by consumers is on retailers' wish lists 12-31-13
De La Paz, 24, loves this holidayís deep discounts because theyíre
enabling her to be a more generous Santa. To
herself, that is
a gift card in the mouth 12-31-13
traditionally meant gifts wrapped with ribbon and bow, or maybe the
occasional check in an envelope. But for many harried shoppers, the
default present has become a gift card.