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Local Investing
Locally grown. Locally sourced. These days it is all about going local. But what about investing? Can a portfolio be locally sourced? Is it a good idea?

Crowdfunding as collateral
So you want to start a business, but don’t have the start-up money or the collateral to ask the bank for a loan? And you don’t want to ask friends or family? Do the next best thing — ask a stranger. 

Planning for your retirement
Is your retirement plan on track? How do you know? According to a survey by Employee Benefit Research Institute, 60 percent of Americans aren’t sure they’re on track to retire successfully. Unfortunately, many of them may be right.

Credit card hacking
Although credit card companies and financial institutions are becoming smarter about protecting people’s personal information online, credit card fraud and identity theft are still very real threats.
Millennials and managing money
While millennials have been labeled with negative stereotypes like materialistic and entitled, the reality is that crippling debt and lack of employment opportunities have significantly impacted this generation’s financial future.
Estate essentials
"Picture this. You’ve been invited to a meeting; when you get there you realize it’s the first meeting after your own death. You can’t say anything. You can only observe. What do you see? Is your family celebrating your life or are they sitting there helpless not knowing what to do or whom to trust." 
In the hot seat
If you’re an aspiring entrepreneur seeking money from angel investors, you’d better be prepared with a snappy pitch to get their attention.
The new normal
With the Great Recession becoming a distant bad memory, people are once again thinking about the future ­— including retirement planning. But the recent economic setbacks have left many wary of the market and the security of their retirement investments.
Fiscal fitness
When it comes to wealth management, there are several ways good intentions can go awry. Our panel of experts outlines five common mistakes and advises how to avoid them. Knowledge is power, and in this case, it’s profitable.

Creative Sisterhood
Growing up in Glendale with six siblings in a single-parent household, the Bendfeldt sisters learned to be resourceful at an early age. "We were forced to be MacGyvers," says Amy Bendfeldt Barnum. "If there was something we wanted, we had to get creative."
Hot jobs
Gaining employment in today’s marketplace depends on the ability to offer relevant skills, especially those considered "nonroutine analytical," says Dennis Winters, chief economist for the Wisconsin Department of Workforce Development.

Managing your wealth
Most of us have financial goals, whether it is to retire at a reasonable age, fund our children’s education, do some traveling or simply manage debt. While overall plans haven’t changed, people’s attitudes have gone through a period of adjustment — and that’s occurring across all age groups, local industry experts say.

Politicians look for ways to spur retirement savings  07-11-16
WASHINGTON — The race is on to save Americans’ golden years.
The aging of baby boomers, the looming funding crisis for Social Security and the meager size of many workers’ nest eggs — if they have them at all — have spurred candidates, lawmakers and experts to propose ways to boost retirement savings.
Startup pitches employee loans as job benefit  07-11-16
SAN DIEGO — For the past year and a half, Doug Farry has met with city councils, chambers of commerce and corporate human resources managers, telling them a hard truth: Many workers live paycheck to paycheck and sometimes turn to payday lenders to get by.
Co-signing a loan? Consider the risks  07-04-16
PITTSBURGH — Time and time again, staff members at Advantage Credit Counseling in Pittsburgh have seen parents and grandparents suffer the consequences of financial ruin all because they co-signed a loan for a child or grandchild who either could not pay back the debt or simply refused to.
Gail MarksJarvis: Going to college is worth it, study finds 07-04-16
A new study provides a dramatic answer to the question nagging potential college students: Is college worth it?
The short answer is yes, according to a study from the Georgetown University Center on Education and the Workforce.
Gail MarksJarvis: What the Brexit vote means for you: 8 key questions 06-27-16
Hold onto your hats.
The Dow Jones Industrial Average closed down 611 points Friday on a volatile day as investors worried about what the exit of the United Kingdom from the European Union will mean to the economy and business.
A conversation with Nathan Dungan, developer of Money Sanity U 06-27-16
MINNEAPOLIS — Nathan Dungan started his career as a financial planner. But when a colleague at financial services firm Thrivent suggested that he develop a one-time workshop for families that have trouble talking about money, it sparked something. 
Getting a start on paying for school 06-27-16
PITTSBURGH — About halfway through high school, Raymond Buehner and Halle Celebrezze came to terms with how expensive a college education would be and the fact that a large share of the financial responsibility would fall on their shoulders. Both began stashing away money from their part-time jobs.
Investors find mutual funds aren’t always tax-friendly 06-20-16
PITTSBURGH — Many mutual fund investors were baffled this year to get a tax bill for mutual funds they owned that may not have even earned any money last year, and that has a lot to do with the disconnect between the way mutual funds operate and the actual returns that shareholders reap.
Gail MarksJarvis: Federal student loan servicing still a problem, GAO report says 06-20-16
When you can’t afford to pay your federal student loans, what should you do? Call your loan servicer and explain your predicament.
Wealth manager’s advice for those who want to prosper: ‘Don’t buy the jet’ 06-20-16
PITTSBURGH — The clients whom wealth manager Gregory Curtis works with typically have a net worth between $200 million and several billion dollars.
Gail MarksJarvis: Your investment behavior could be costing you a fortune 06-13-16
Are you quick to pull the trigger when you think the stock market is going to attack the money you’ve worked so hard to amass?
U.S. Bank, other big banks get off the dime on smartphone payments 06-13-16
MINNEAPOLIS — U.S. Bank and Bank of America got together this spring on a system that lets people instantly pay money to a friend on a smartphone — with a crucial difference.
Check your calendar before going car shopping 06-13-16
PITTSBURGH — Black Friday is known for being one of the busiest shopping days of the year, with long lines and frenzied shoppers chasing early bird, door-buster deals on everything from clothing and toys to big screen TVs.
How historians, psychologists may help the ultrarich avoid squandering fortunes 06-06-16
MINNEAPOLIS — A new breed of wealth consultant to America’s richest families is doing more than pore over financial reports.
Gail MarksJarvis: You’ve just graduated. Here’s how to handle $35,000 in student loans 06-06-16
If you’ve just finished college and are heading to a new job, avoid the extremes.
In other words, don’t panic about your student loans, but don’t ignore them either before locking yourself into huge expenses like rent and car payments.
Susan Tompor: Will Google’s move banning payday loan ads be the end of such loans? 05-30-16
Google grabbed headlines by announcing a ban on payday loan ads starting July 13. Quick-fix loans charging triple-digit rates seem to be viewed by Google and others now with the same social stigma as other dangerous products banned from advertising, such as cocaine, crystal meth and cigarettes.
7 wedding gift ideas under $40 that won’t make you look cheap 05-30-16
Weddings can take more than a year to plan and can cost more than many people spend on a car. When it comes to spending a lot on a wedding, it’s not just the bride, groom and their families who have to pony up — guests often spend a lot on weddings as well,
Gail MarksJarvis: Despite new SEC rules, investors should see crowdfunding as gambling, not investing 05-30-16
Just as news stories exposed concerns about the inner workings of LendingClub, the U.S. government has been opening the door for Americans from virtually any income level to dabble in the speculative world of crowdfunding.
Take a closer look at that ATM — are you about to be skimmed? 05-23-16
CHICAGO — As a computer security researcher, Steve Manzuik says he’s "a little more paranoid" than the average person when it comes to his credit and debit cards. 
Blacks participating more in stock investing, study shows 05-23-16
WASHINGTON — When John Rocca began earning enough money to start socking some away for retirement about 10 years ago, he took a time-honored approach to investing: hiring a broker from a large investment bank.
4 consequences of a $15 minimum wage 05-16-16
WASHINGTON — Exhaustive research over the past few decades suggests raising the minimum wage has little negative impact on overall employment.
The prepaid cards you should, and shouldn’t, have in your wallet 05-16-16
With nearly 10 million U.S. households "unbanked" — meaning they have no checking or savings accounts — prepaid cards have become a relatively safe alternative to help consumers manage their money.
Gail MarksJarvis: Research debunks notion that debt-laden grads won’t be buying homes 05-16-16
Is college debt truly keeping a generation of young adults from buying homes?
That’s been the popular storyline as people in their 20s have shunned the housing market since the housing crash.
Many worry about attaining middle-class, saving for retirement 05-09-16
PITTSBURGH — As a first generation college graduate, 24-year-old Ciera Young has wondered whether her bachelor’s degree gives her an edge or puts her at a disadvantage when she considers that she has no savings, no car and is obligated to repay student debt while trying to get a foothold in the job sector.



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