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Local Investing
Locally grown. Locally sourced. These days it is all about going local. But what about investing? Can a portfolio be locally sourced? Is it a good idea?

Crowdfunding as collateral
So you want to start a business, but donít have the start-up money or the collateral to ask the bank for a loan? And you donít want to ask friends or family? Do the next best thing ó ask a stranger. 

Planning for your retirement
Is your retirement plan on track? How do you know? According to a survey by Employee Benefit Research Institute, 60 percent of Americans arenít sure theyíre on track to retire successfully. Unfortunately, many of them may be right.

Credit card hacking
Although credit card companies and financial institutions are becoming smarter about protecting peopleís personal information online, credit card fraud and identity theft are still very real threats.
Millennials and managing money
While millennials have been labeled with negative stereotypes like materialistic and entitled, the reality is that crippling debt and lack of employment opportunities have significantly impacted this generationís financial future.
Estate essentials
"Picture this. Youíve been invited to a meeting; when you get there you realize itís the first meeting after your own death. You canít say anything. You can only observe. What do you see? Is your family celebrating your life or are they sitting there helpless not knowing what to do or whom to trust." 
In the hot seat
If youíre an aspiring entrepreneur seeking money from angel investors, youíd better be prepared with a snappy pitch to get their attention.
The new normal
With the Great Recession becoming a distant bad memory, people are once again thinking about the future ≠ó including retirement planning. But the recent economic setbacks have left many wary of the market and the security of their retirement investments.
Fiscal fitness
When it comes to wealth management, there are several ways good intentions can go awry. Our panel of experts outlines five common mistakes and advises how to avoid them. Knowledge is power, and in this case, itís profitable.

Creative Sisterhood
Growing up in Glendale with six siblings in a single-parent household, the Bendfeldt sisters learned to be resourceful at an early age. "We were forced to be MacGyvers," says Amy Bendfeldt Barnum. "If there was something we wanted, we had to get creative."
Hot jobs
Gaining employment in todayís marketplace depends on the ability to offer relevant skills, especially those considered "nonroutine analytical," says Dennis Winters, chief economist for the Wisconsin Department of Workforce Development.

Managing your wealth
Most of us have financial goals, whether it is to retire at a reasonable age, fund our childrenís education, do some traveling or simply manage debt. While overall plans havenít changed, peopleís attitudes have gone through a period of adjustment ó and thatís occurring across all age groups, local industry experts say.

Larry Frank Sr.: Manage spending at any age 11-09-15
You save and save and save for retirement, trying to tune out those escalating estimates of what you need to never run out of money. Conventional wisdom blathers that in retirement you spend only 75 percent of your current expenses, anyway. Think again. Hereís why.
Chip credit cards could slow holiday shopping 11-09-15
As the calendar flips to November and visions of Black Friday dance in their heads, holiday shoppers using new, more secure chip credit and debit cards will be learning a new checkout procedure.
Getting Started: Tips for finding an apartment you can afford 11-09-15
If youíre a renter looking for an affordable apartment, youíve got your work cut out for you.
In a recent survey by, an apartment listing website, 88 percent of property managers said rents increased over the last 12 months.
Older parents face college-debt crunch 11-02-15
SEATTLE ó Higher education is a priority for this tight-knit Maple Valley family.
Walter Lowe and his wife, Annerose Lowe, are determined to help their five children earn college degrees and start their careers without taking on mounds of student debt.
Gail MarksJarvis: Working during college doesnít always pay, study says 11-02-15
There was a time when students could work their way through college and end up with a four-year degree and no debt. But not anymore.
Susan Tompor: Scam artists dial for dollars by threatening jail time 10-26-15
A ringing phone too often is just one more sign of a scam. Uh oh, who is it now? The IRS demanding cash on the spot?
The Journey: Civic engagement can help boomers find their 2nd act 10-26-15
During a long career in the arts after graduating from Dartmouth College, Jim OíConnell worked in New York, Phoenix, Des Moines and, finally, Wausau, Wis., a county seat near the center of the Dairy State with a population of about 39,000 and several other small cities nearby.
Study finds post-recession skepticism still endures about markets 10-26-15
While the recovery following the Great Recession has for many Americans been painfully slow, a recent study has identified a group of Gen Xers and baby boomers who are still nursing financial and emotional wounds.
Susan Tompor: New rules to make shopping for a mortgage less clunky 10-19-15
Shopping for a new home now? Or planning to go house hunting this spring? Youíll want to pay attention to some new mortgage disclosures that rolled onto the scene beginning in O
The Journey: Survey reveals knowledge gap about claiming Social Security 10-19-15
Most adults flunked several questions about Social Security in a new survey, but the toughest ones werenít even on the test.
Gail MarksJarvis: US should have prosecuted individuals after collapse, says Bernanke 10-19-15
Former Federal Reserve Chairman Ben Bernanke knows Americans have not forgiven him for the Wall Street bailout that saw greed in financial company executive suites go unpunished while regular people lost their homes, jobs and nest eggs in the financial crisis of 2008.
Susan Tompor: New rules to make shopping for a mortgage less clunky 10-12-15
Shopping for a new home now? Or planning to go house hunting this spring? Youíll want to pay attention to some new mortgage disclosures that rolled onto the scene beginning in October.
Getting Started: What new mortgage rules mean for first-time homebuyers 10-12-15
One of the most daunting parts of buying a home is wading through the reams of paperwork that come with securing a mortgage. But the process just got a little simpler.
Savings on gasoline being spent elsewhere, report says 10-12-15
The drop in gasoline prices since 2014 will save the average U.S. household $700 in 2015, according to a new report.
Gail MarksJarvis: That losing fund in your 401(k) may be worth keeping 10-12-15
Q: Iím thinking of rolling my 401(k) from Fidelity into Vanguard funds. I have lost money, but I feel that my Vanguard funds have not lost as much as my Fidelity funds. Should I stay the course with Fidelity or do the rollover into Vanguard?
Many parents offer their retirement savings to pay for childrenís education 10-12-15
PITTSBURGH ó Pittsburgh financial adviser Robert Hapanowicz said his firm has had several clients who put a higher value on their childís education than on their own retirement savings.
Paying for childrenís college drops off parentsí to-do list 10-05-15
SEATTLE ó Joel and Lisa Hamilton have steady jobs, a suburban home and three lively daughters that they worked very hard to bring into the world.
Gail MarksJarvis: Investment envelopes likely to arrive filled with red ink 10-05-15
Beware of the mail thatís arriving from your 401(k) or other investment accounts.
If you open it, red ink is likely to pour out of the envelope and may soil your view of your financial future.
Gail MarksJarvis: Student loan borrowers have options 09-28-15
Millions of Americans are needlessly making suffocating payments on their student loans and others are shooting themselves in the foot by ducking their payment responsibilities altogether.
Kimberly Nguyen: How to inherit wisely 09-28-15
Inheriting $1 million may sound like a blessing. But most people who receive an inheritance experience confusion, anger, sadness or some combination of the three, according to the Financial Planning Association.
The Journey: Retirees brace for hardship as multi-employer pension cuts loom 09-28-15
Of all the negative financial surprises that can hit in retirement, learning a "guaranteed" pension could be severely cut is among the worst.
The Journey: Tips to help teachers with retirement planning 09-21-15
As teachers head back to class this fall, they may want to brush up on their own retirement picture.
A report this year by the National Council on Teacher Quality found some grim financial statistics behind the $499 billion teacher pension system debt:
Susan Tompor: Tweetable tips turn into real college savings 09-21-15
The fun thing about scanning a stream of tweets is that youíre bound to spot something that you didnít know. Some quick fact or news tidbit pops up and gives you a clue into the bigger picture.
Low pay and long, pricey commute often go hand in hand 09-21-15
SEATTLE ó Simon Nakhale remembers the night his 20-year-old son, Leo, walked nearly three hours because he had missed the last bus home.
Gail MarksJarvis: Nervous? Hedge your bets 09-21-15
Q: Due to a job relocation, for the past 18 months I have had funds from the sale of my old house and my old 401(k) sitting in a savings account.
Chip Hollingsworth: 5 secrets you should never keep from your financial advisor 09-21-15
The best relationships are based on honesty and trust. Thatís true for your personal relationships as well as your relationships with professionals who help you with your problems. 
Rick Kahler: Helping the poor 09-14-15
Helping people work their way out of poverty isnít just about money. It requires addressing the beliefs and culture around money that may be keeping people stuck financially and emotionally.
Kimberly J. Howard: Money advice for young couples 09-14-15
You found the one to start a life with. You now share home, love ĖĖ and your financial backgrounds with your new partner and family. Hereís what to know and how to tackle debt, budgeting and other aspects of your newly merged money matters.



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