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On a budget
Each phase of life comes with its own set of financial circumstances, goals and necessities. The question is, how should we be spending, or saving, our income as we move through different stages?

Local Investing
Locally grown. Locally sourced. These days it is all about going local. But what about investing? Can a portfolio be locally sourced? Is it a good idea?

Crowdfunding as collateral
So you want to start a business, but don’t have the start-up money or the collateral to ask the bank for a loan? And you don’t want to ask friends or family? Do the next best thing — ask a stranger. 

Planning for your retirement
Is your retirement plan on track? How do you know? According to a survey by Employee Benefit Research Institute, 60 percent of Americans aren’t sure they’re on track to retire successfully. Unfortunately, many of them may be right.

Credit card hacking
Although credit card companies and financial institutions are becoming smarter about protecting people’s personal information online, credit card fraud and identity theft are still very real threats.
Millennials and managing money
While millennials have been labeled with negative stereotypes like materialistic and entitled, the reality is that crippling debt and lack of employment opportunities have significantly impacted this generation’s financial future.
Estate essentials
"Picture this. You’ve been invited to a meeting; when you get there you realize it’s the first meeting after your own death. You can’t say anything. You can only observe. What do you see? Is your family celebrating your life or are they sitting there helpless not knowing what to do or whom to trust." 
In the hot seat
If you’re an aspiring entrepreneur seeking money from angel investors, you’d better be prepared with a snappy pitch to get their attention.
The new normal
With the Great Recession becoming a distant bad memory, people are once again thinking about the future ­— including retirement planning. But the recent economic setbacks have left many wary of the market and the security of their retirement investments.
Fiscal fitness
When it comes to wealth management, there are several ways good intentions can go awry. Our panel of experts outlines five common mistakes and advises how to avoid them. Knowledge is power, and in this case, it’s profitable.

Creative Sisterhood
Growing up in Glendale with six siblings in a single-parent household, the Bendfeldt sisters learned to be resourceful at an early age. "We were forced to be MacGyvers," says Amy Bendfeldt Barnum. "If there was something we wanted, we had to get creative."
Hot jobs
Gaining employment in today’s marketplace depends on the ability to offer relevant skills, especially those considered "nonroutine analytical," says Dennis Winters, chief economist for the Wisconsin Department of Workforce Development.

Managing your wealth
Most of us have financial goals, whether it is to retire at a reasonable age, fund our children’s education, do some traveling or simply manage debt. While overall plans haven’t changed, people’s attitudes have gone through a period of adjustment — and that’s occurring across all age groups, local industry experts say.

How establishing an emergency fund could help manage debts, boost saving 02-06-17
SEATTLE — Seattle’s soaring home prices drove renters Kathryn Jacoby and Jeff Whitehill to a sobering conclusion last summer: If they didn’t buy a house before prices rose higher, they could never afford to own a home in the city.
New fiduciary rules have financial advisors training, retiring 01-30-17
PITTSBURGH — As head of the largest independently owned financial advising firm in the Pittsburgh region, managing billions of dollars in clients’ money, Kimberly Fleming is feeling the weight of responsibility to get her staff trained on procedures to meet sweeping rules the federal government plans to impose in April.
Gail MarksJarvis: Think you missed the Dow 20,000 party? If you have a 401(k), you likely benefited 01-30-17
Do you have Dow 20,000 envy? Take heart, you might be richer than you think. You may have wished during all the hype over the Dow Jones industrial average hitting 20,000 that you had been buying stocks.
Cheaper fares: Does the day you buy matter? 01-30-17
Travelers everywhere would like a magic potion to predict the best time to buy an airline ticket to get a good deal at the lowest price.
Volatile outlook for stocks could benefit financial pros 01-23-17
MINNEAPOLIS — Stock prices are likely to be more volatile in 2017 than in recent years, a change that should benefit financial pros.
Tax season opens Jan. 23, and some refunds may be delayed 01-23-17
The IRS will begin accepting 2016 tax returns on Jan. 23, and this year’s deadline is April 18 — not 15 — because the deadline arrives on a weekend, and is followed by the Emancipation Day holiday in Washington.
Gail MarksJarvis: Investment advice? Or sales pitch? New rule will make that clear for investors 01-23-17
Should you trust the adviser who’s telling you what to do with your money?
Unfortunately, many should not. The sad story is that if you are like most Americans, you are easy prey for the money advice business that’s involved with over $14 trillion of Americans’ retirement savings.
In protecting nest egg, mind the swindlers, adviser says in new book 01-16-17
PITTSBURGH — In his book highlighting the damage that can be caused by swindlers and how to avoid them, author Ward Garner included a section on family and money.
Tax filers claiming earned income tax credit to face refund delay this year 01-16-17
PITTSBURGH — Low-income families who typically receive the federal earned income tax credit — and a tax refund of several thousand dollars — will have to wait longer than usual this year to receive those funds, officials say.
Gail MarksJarvis: How parents can survive the $233,610 cost of raising a child 01-16-17
A baby is a bundle of joy, but get ready if you are starting a family: Raising that little person also will cost you a bundle.
Gail MarksJarvis: Turning 65 this year? Don’t overlook these 3 steps 01-09-17
If you will be turning 65 this year and plan to keep working, you have essential money decisions to make that can’t be ignored.
Congress could put an end to inherited IRAs for non-spousal beneficiaries 01-02-17
PITTSBURGH — Retirement accounts and estate plans may soon be taking a major hit from the IRS, if Congress decides early next year to change the rules on a tax strategy involving inherited IRAs that many affluent families have used to their advantage for years.
Gail MarksJarvis: In 2016 stocks were hot, but bonds were not 01-02-17
2016 was a delightful year for almost anyone with money in the U.S. stock market and cruel to people who thought they’d be safe with bonds.
Bond expert: 2017 will be ‘great unknown’ for markets 01-02-17
CHICAGO — Since Donald Trump won the presidential election, the stock market has been on a tear and bond investors have been losing money.
The US middle class perseveres despite economic perils 12-26-16
MINNEAPOLIS — Money’s tight for Curtis Griesel, mostly because of the costs of health care and college tuition, but he still considers himself middle class.
Gail MarksJarvis: Home for the holidays? Talk with aging parents about money 12-26-16
When you open the door and greet your mother or father during the holidays, it’s probably not a good idea to follow the hug with: "Gee, you’re looking old."
The rise of sports TV costs and why your cable bill keeps going up 12-19-16
LOS ANGELES — Last year, Americans collectively spent 31 billion hours watching sports on TV — a 40 percent increase from a decade ago.
Passive investing is no fad, financial experts say 12-12-16
BALTIMORE — Passive investment strategies, which aim to match market benchmarks like the Standard & Poor’s 500 rather than beating them, have been gaining popularity for years.
With holiday underway, lenders offer deals for car loans 12-12-16
PITTSBURGH — Car dealers tend to offer their best deals right around the holidays, and in recent weeks PNC Bank has been pushing the gas pedal on a loan program that allows buyers to get pre-approved for a specified loan limit and then go shopping for the car they want as if they were cash buyers.
Resist holiday overspending with tips from experts 12-05-16
Overspending at this time of year can be a serious problem, leading to a holiday hangover in January, when credit card bills are due.
Make sure you know what cracking that nest egg means 12-05-16
PHILADELPHIA — Your retirement nest egg is just that: Money "surrounded by an eggshell. It can only be broken open once," says retirement expert Ed Slott.
John Bogle: A savings innovation and philosophy that remain relevant 11-28-16
PHILADELPHIA — John Clifton Bogle works in a sunny office lined with books, piles of newspapers and research, paintings of Napoleon’s battles, and Frederic Remington cowboy sculptures. At 87, he has slowed down only a little.
Financial advisers rely on the Monte Carlo method as the financial success predictor 11-21-16
PITTSBURGH — There are a few common questions that many clients will eventually ask their financial adviser to answer.
Writing a will can be unpleasant, but it is time worth spending 11-14-16
PITTSBURGH — Eighty-six-year-old Norman Clark saved up a tidy sum during his career as an independent plumber before he retired following a stint as chief plumbing inspector for Allegheny County in the Pittsburgh region, and he’s not about to be like some people he has heard about who die without a will.
 























 

 

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