the hot seat
an aspiring entrepreneur seeking money from angel investors, youíd
better be prepared with a snappy pitch to get their attention.
Great Recession becoming a distant bad memory, people are once again
thinking about the future ≠ó including retirement planning.
But the recent economic
setbacks have left many wary of the market and the security of their
comes to wealth management, there are several ways good intentions
can go awry. Our panel of experts outlines five common mistakes and
advises how to avoid them. Knowledge is power, and in this case, itís
up in Glendale with six siblings in a single-parent household, the
Bendfeldt sisters learned to be resourceful at an early age.
"We were forced to
be MacGyvers," says Amy Bendfeldt Barnum. "If there was
something we wanted, we had to get creative."
employment in todayís marketplace depends on the ability to offer
relevant skills, especially those considered "nonroutine
analytical," says Dennis Winters, chief economist for the
Wisconsin Department of Workforce Development.
us have financial goals, whether it is to retire at a reasonable
age, fund our childrenís education, do some traveling or simply
manage debt. While overall plans havenít changed, peopleís
attitudes have gone through a period of adjustment ó and thatís
occurring across all age groups, local industry experts say.
gay couples, downside of marriage is snarled taxes 04-21-14
wedded bliss canít dull the sting of tax season. When
the state wonít recognize your marriage, thereís nothing easy
about a Form 1040.
assets are making a comeback 04-21-14
assets at the end of 2013 were the highest on record, a strong
indication that many savers have seen their investment accounts
bounce back from the financial crisis of 2008 when the stock market
fell so hard it lost nearly half its value.
deadline can spread panic, experts say 04-14-14
procrastinators, hereís a friendly reminder: Time is running out.
In less than two weeks it will be April 15, the deadline for filing
your federal and state tax returns.
split seen in styles of investing 04-14-14
itís relying on a spouse to handle household finances, being
afraid of doing something risky with their money or just not feeling
confident, women are less likely to take an active role in investing
to ensure broker's honest 04-14-14
York financier Bernard Madoff was sentenced to life in prison for
masterminding one of the biggest investor Ponzi schemes in U.S.
history, it was an unnerving reminder that entrusting your money to
a professional can be risky.
credit-monitoring offer not enough to protect consumers, experts say
the data breach that shook the retail world. When Target Corp.
announced in December that 110 million of its customersí payment
and personal records had been breached, the news was unsettling ó
both because Target is such an iconic brand and because the breach
was so invasive.
programs may help financial health 03-31-14
have employer-provided health insurance, you donít have to worry
about meeting the March 31 deadline to sign up for coverage through
the state-based health care exchanges. But like any consumer today,
you may be wondering how to lower your health care costs.
some states, new benefits for 529 savers 03-31-14
and grandparents often turn to state 529 savings plans to sock away
money for a childís future college costs.
scam is one of many consumer frauds out to get you 03-31-14
opened the letter, retiree James Thomas certainly wanted it to be
true. In black and white, the congratulatory letter stated that he
was one of "five lucky" winners in a Publisherís
Clearing House Sweepstakes Association lottery drawing. His prize:
pitfalls can damage credit scores 03-31-14
people know that making late payments, skipping payments or filing
for bankruptcy are surefire ways to ruin their credit.
still confused on major issues, survey finds
new to investing, an index mutual fund is an easy way to get
diversification at a low cost.
for free credit scores are increasing 03-24-14
Hansen of Elk River, Minn., requested her credit report after the
Target breach, but the 24-year-old found the report frustrating and
Gauge the costs, advantages of long-term care 03-17-14
frightening prospect. You fall and break a hip and need several
months of nursing home care.
Your emotions are probably costing you, market researcher says 03-17-14
with mountains of data, reams of corporate filings and advice from
professionals, investors often rely on a range of emotions to make
financial decisions ó whether they realize it or not. And those
underlying feelings can present roadblocks to rational investing.
tax rules mean surprises, especially at high end 03-10-14
tax filing season revs into high gear, most taxpayers will find the
rules for filing 2013 taxes are a lot like the requirements of a
states have no rules for independent tax preparers 03-10-14
states require testing and continuing education for hundreds of
thousands of independent tax preparers who make a living deciphering
the nearly 74,000-page U.S. tax code for many Americans.
and money: How and why churches are teaching congregations about
personal finance 03-10-14
Calif. ó Trina Bradley, a medical secretary and single mom of two
kids, showed up because she was "tired of living in (financial)
MarksJarvis: Regular or Roth? Either IRA makes good sense 03-03-14
the last time you bought something that made you very happy.
Maybe a car, a new pair
of shoes, the snowblower that kept you from having a heart attack
care's hidden costs can take patients by surprise 03-03-14
rheumatologist told Linda Drake of Miami that she might have lung
cancer, the former smoker did some research and discovered a study
for early detection and treatment of the disease with researchers in
media can give banks an inside look at potential borrowers 02-24-14
personal information that friends share on social media websites is
being used by a growing number of financial institutions to build a
credit profile for potential borrowers, in addition to the official
pointers for the 99% 02-24-14
Davidson told friends 15 years ago that she was quitting her job
running a hedge fund, they thought she was misguided.
Day: Hearts, flowers, chocolates...credit scores?
Day is all about hearts, flowers, chocolate, maybe some
bling. What itís typically not about: credit cards,
credit scores and anything as crass as cash.
shoppers' bag of tricks reap savings, scorn 02-18-14
is famously forgiving when shoppers change their minds about
purchases.Customers love it ó especially those whose motives may
says regulations crucial for prepaid debit cards 02-18-14
debit cards are becoming more affordable with increased competition
resulting in fewer fees, but the booming market still lacks critical
consumer protections, according to a new study by The Pew Charitable
breach highlights need for consumers to stay vigilant, experts say 02-18-14
about the data breach at Target, and subsequent data breaches at
other major retailers, are reminders that theft can occur at any
time and any place, and information security experts say that itís
also a good time for people to review how secure they keep their
recommends changes for student debit cards 02-18-14
ó Small fees add up for college students using college-issued
debit and prepaid cards, which are often used to draw financial aid,
and congressional investigators on Thursday urged greater oversight
of their use.
AOL news, 401(k) matches are not changing 02-18-14
YORK ó If you like your company's 401(k) match, you can keep it.
Despite a scare
that AOL gave its employees recently, Corporate America isn't
scaling back 401(k) programs, surveys and employee benefit experts
struggle with Social Security adjustments 02-10-14
after Mary Callahanís 1.5 percent Social Security cost-of-living
adjustment went into effect Jan. 1 ó netting her $20 more a month
ó a community newsletter arrived in the mail at her modest Neville
Island, Pa., home.
for Christmas 2014? One frugal blogger is already on it 02-05-14
most of us are finally putting Christmas away for the year, Erin
Huffstetler is just getting warmed up. For 2014.