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On a budget
Each phase of life comes with its own set of financial circumstances, goals and necessities. The question is, how should we be spending, or saving, our income as we move through different stages?

Local Investing
Locally grown. Locally sourced. These days it is all about going local. But what about investing? Can a portfolio be locally sourced? Is it a good idea?

Crowdfunding as collateral
So you want to start a business, but don’t have the start-up money or the collateral to ask the bank for a loan? And you don’t want to ask friends or family? Do the next best thing — ask a stranger. 

Planning for your retirement
Is your retirement plan on track? How do you know? According to a survey by Employee Benefit Research Institute, 60 percent of Americans aren’t sure they’re on track to retire successfully. Unfortunately, many of them may be right.

Credit card hacking
Although credit card companies and financial institutions are becoming smarter about protecting people’s personal information online, credit card fraud and identity theft are still very real threats.
Millennials and managing money
While millennials have been labeled with negative stereotypes like materialistic and entitled, the reality is that crippling debt and lack of employment opportunities have significantly impacted this generation’s financial future.
Estate essentials
"Picture this. You’ve been invited to a meeting; when you get there you realize it’s the first meeting after your own death. You can’t say anything. You can only observe. What do you see? Is your family celebrating your life or are they sitting there helpless not knowing what to do or whom to trust." 
In the hot seat
If you’re an aspiring entrepreneur seeking money from angel investors, you’d better be prepared with a snappy pitch to get their attention.
The new normal
With the Great Recession becoming a distant bad memory, people are once again thinking about the future ­— including retirement planning. But the recent economic setbacks have left many wary of the market and the security of their retirement investments.
Fiscal fitness
When it comes to wealth management, there are several ways good intentions can go awry. Our panel of experts outlines five common mistakes and advises how to avoid them. Knowledge is power, and in this case, it’s profitable.

Creative Sisterhood
Growing up in Glendale with six siblings in a single-parent household, the Bendfeldt sisters learned to be resourceful at an early age. "We were forced to be MacGyvers," says Amy Bendfeldt Barnum. "If there was something we wanted, we had to get creative."
Hot jobs
Gaining employment in today’s marketplace depends on the ability to offer relevant skills, especially those considered "nonroutine analytical," says Dennis Winters, chief economist for the Wisconsin Department of Workforce Development.

Managing your wealth
Most of us have financial goals, whether it is to retire at a reasonable age, fund our children’s education, do some traveling or simply manage debt. While overall plans haven’t changed, people’s attitudes have gone through a period of adjustment — and that’s occurring across all age groups, local industry experts say.

Susan Tompor: How do you make more money when the Fed cuts rates? 09-23-19
No one has been getting rich stuffing their money into a savings account and it’s bound to get even tougher, as the Federal Reserve shifts further into a rate cutting mode.
Erin Arvedlund: Should you recession-proof your investments? 09-23-19
Good question, and yes, everyone’s asking. An economic recession is defined as two consecutive quarters of negative economic growth. The U.S. economy has experienced 10 recessions since 1950, according to the National Bureau of Economic Research.
How to keep your money from losing purchasing power 09-23-19
Tony Soprano stashed his money in a bag of bird food outdoors. This may make you laugh, but if you’re keeping money in a bank account that isn’t paying interest, your future purchasing power may also take a hit.
Susan Tompor: IRS impostors are using fake emails to trick you: How to spot a scam 09-16-19
Did you just get an email about your tax refund? Or maybe an email using the phrase an “electronic tax return reminder?”
On Philanthropy: Key lessons in strategic philanthropy 09-16-19
Nine years ago, I began working closely with families, family offices, businesses and public and private foundations. 
Susan Tompor: IRS impostors are using fake emails to trick you: How to spot a scam 09-09-19
Did you just get an email about your tax refund? Or maybe an email using the phrase an “electronic tax return reminder?”
Susan Tompor: What will it take to get to $300,000 in your 401(k)? 09-02-19
So do you have $300,000 or more in your 401(k)? Sure, it sounds like an enormous amount of money. Especially when you consider that about one out of four non-retired adults have no retirement savings or pension whatsoever, according to the latest Federal Reserve report on the Economic Well-Being of U.S. Households.
Susan Tompor: Now, a new way to estimate next year’s tax refund 08-26-19
Summer will soon be fading out of view and, like it or not, 2019 will move toward a close.
Carla Fried: Is your car holding you financially hostage? 08-26-19
Saving money is increasingly a way-too-big ask for many households. Nearly one in four households say they have no emergency savings. 
The Journey: The financial complications of getting married later in life 08-18-19
Whether due to gray divorce or early widowhood, retirement planning increasingly needs to include a new partner. And often, it couldn’t come at a trickier time.
Susan Tompor: Social Security sent out some wrong estimates. What you need to know 08-18-19
Who would imagine that you could get a wrong estimate of your Social Security benefits from — guess who — the Social Security Administration?
Susan Tompor: Mystery shopper job could swindle you out of thousands 08-12-19
Psst, here’s a secret. Some of those great opportunities to be a mystery shopper are nothing but a way to con you out of your cash.
The Journey: 5 things retirees should do with their credit 08-05-19
Whether or not you’re one of the 147 million consumers affected by the 2017 Equifax data breach — which resulted in a Federal Trade Commission settlement of up to $700 million last week — retirees need to stay vigilant about their credit profiles, experts say.
Susan Tompor: How much of your paycheck goes to student loans? 08-05-19
Imagine being 24 or younger and dedicating 16.8% of your take-home pay to your student loan payments.
The Journey: Taking control of your money 07-29-19
Women’s pay has been rising faster than men’s, by some measures, so why aren’t they taking more control over their money?
Susan Tompor: Why are so many unable to cover a $400 emergency? 07-29-19
You might imagine that more people would feel flush with a few Benjamins in the bank. After all, the Dow Jones Industrial Average broke above 27,000 for the first time ever in July. 
Morals and money: Is conscience-driven investing Silicon Valley’s VC future? 07-29-19
Successful Silicon Valley venture capital companies have turned Sand Hill Road, a Menlo Park boulevard lined with VC firms, into an icon of wealth, and sprinkled the region with palatial homes and gleaming Maseratis.
Susan Tompor: Struggling to pay student loans? You could be targeted by scammers 07-22-19
Get a robocall lately from Jonathon or someone else saying that your student loans have been flagged for a student loan forgiveness program?
Susan Tompor: Consumers lose thousands to fake credit repair scheme 07-15-19
No doubt, it’s tempting to sign up for a “quick fix” to clean up your credit. Who wouldn’t want to instantly find a way to add 100 or more points to a credit score to qualify for a rewards-packed credit card? 
California is requiring firms to offer retirement plans for workers. N.J. and Pa. are still pondering it. 07-15-19
Are you a worker worried you won’t have enough money to retire? Are you an employer who doesn’t offer either a pension or a 401(k) to your workers? If so, CalSavers is aimed at you.
The Journey: Unretired at 65 and beyond 07-08-19
Older workers blasted through another milestone recently. The civilian labor force participation rate among people 65 and older stood at 20% in May, according to an analysis last month of Bureau of Labor Statistics data by advocacy group AARP.
Susan Tompor: I pay my bills on time. Why is my credit score falling? 07-08-19
Who would have imagined a day when a credit score could be as mystifying as an SAT or ACT score?
College bills coming due? Here are some smart tips before you pay 07-08-19
With the cost of college rising each year, we did the math to see if it’s possible for students to pay their own way through school.
Your student loan servicers — Navient, Nelnet and FedLoan — pay big bucks to CEOs and lobbyists 07-08-19
There’s big money in America’s $1.5 trillion in student loans — and a lot of it doesn’t go just to students.
Susan Tompor: Don’t do your boss any favors buying gift cards — it’s likely a scam 07-01-19
We’ve had the “one ring” phone scam, the fake IRS phone calls, the scam that tricks you into thinking that your Social Security number has been connected to some car in Texas that was involved with running drugs across the border.
Payroll tax is one state’s bold solution to help seniors age at home 07-01-19
Nearly a decade after federal officials discarded a provision in the Affordable Care Act that would have provided Americans with long-term care insurance benefits, two states — Washington and Hawaii — are experimenting with taxpayer-funded plans to help older residents remain in their homes.
Vanguard Considering Private Equity for the very wealthy: report 07-01-19
Vanguard is again considering jumping into the private equity realm, an alternative investment generally considered only for the very wealthy.
Student loans were canceled? Great, but you are still on the hook for taxes. 07-01-19
Good news: If you have private student loans from the now-defunct ITT Technical schools, your loans have been canceled.
How millennials are changing corporate giving 07-01-19
Corporate generosity took center stage in May when Robert F. Smith, the founder, chairman and CEO of Vista Equity, announced his plan to pay off student loans for Morehouse College’s entire 2019 graduating class.
Taxed to the hilt, more northern homebuyers are migrating to Florida 07-01-19
Fed up with the high taxes and regulation back home in New York, retired officer Thomas Maloney and his wife, real estate agent Theresa Hart, are looking to offload a home in Long Island — quickly.
 























 

 

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