 Plan now,
party later
Retirement
has a much different face today than in years past. Retirees tend to
look at leaving the work force as an opportunity to fulfill dreams and
have new experiences. Experts say the time to start thinking about what your retirement
scenario will look like is well before you actually retire.
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Calm
judgment yields sound spending decisions 03-19-10
In managing money, the
biggest pitfall is often how we make decisions about our money. Our
decision-making capabilities for practically everything are
emotionally driven, meaning how we are feeling at the moment often
results in what decision we make — and that can be dangerous.
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Ask
the Experts: Best ways to save, and make money doing it 03-19-10
Where to find higher rates on
short-term savings. How to help a mother save income when selling
her longtime home.
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Target-date
funds way off mark for many investors 03-19-10
Target-date funds were
supposed to be the solution to the nation's looming retirement
crisis, not money-destroyers.
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Five
steps to rethinking your retirement plan 03-05-10
BOSTON
— One year after the start of the crash, your 401(k) or IRA is
pretty much back to even, according to some studies at least. Now
you can get on with the rest of your life, and with planning your
future finances. Rather than thinking about how much money you lost,
now's a good time to incorporate all the new retirement research and
possibly some new products into your plan.
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Risks
and rewards of Ginnie Mae investments 03-05-10
Whether you're a newbie
or a veteran with years in the stock market, investing choices can
be confusing.
Michael Tate
, a
Sacramento, Calif.
, investment adviser, offers advice.
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Recession-weary
consumers find haggling can cut costs 03-05-10
ST. LOUIS
— When
Greg Schmidt
was shopping for a bathroom vanity just before
Valentine's Day
, paying regular price never was an option. When he found one he
liked on clearance — its price slashed more than 30 percent —
Schmidt knew it was time to find a manager of the
Lowe's
store.
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Market
Beat: As Fed makes its first move,
markets show they're ready for change 02-26-10
How much of an economic
recovery can we stand?
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Consumer-friendly
credit card regulations take effect 02-26-10
WASHINGTON
— New federal credit card rules that kicked in Monday outlaw the
most egregious industry practices, such as retroactive interest rate
increases and hidden fees, that have cost customers billions of
dollars a year.
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As
the economy weakens, couples are becoming increasingly candid about
the state of their individual finances 02-18-10
Couples on
Valentine's Day
exchanged cards, kisses and — if they're really serious —
chocolates. Why not credit reports?
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Your
tax refund is a waste of money 02-18-10
If you are feeling proud of
the tax refund you snared after a weekend of working on taxes, I
have some bad news for you.
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You're
wasting cash on cell plan 02-13-10
Chances are you're wasting
gobs of money on wireless phone service because you chose the wrong
plan.
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Ideas
resurrected to help the middle class 02-13-10
There's no question what
pocketbook issue is most dear to Americans.
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Hold
on tight: It's likely market anxiety will only continue 02-01-10
Get used to white knuckles as
investors ponder inconclusive evidence about the economy, and the
stock market refuses to free investors from worry.
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Money-saving
insurance don'ts 02-01-10
When it comes to insurance,
what you don't do can be just as important as what you do. Wrong
moves when filing a claim, or saying the wrong thing, can cost you.
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'Buy,
hold' investing often misapplied into staying course 02-01-10
Here you are again, facing
trepidation as the stock market churns.
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Analysts
puzzled as job numbers refuse to improve 01-16-10
CHICAGO
— Investors have been hit by a whiff of the "new
normal," and the implications for employment are not pleasant.
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Reworking
portfolio can provide protection 01-16-10
Question: I'm worried about
losing money in my 401(k) because my mutual fund choices seem risky.
I have about 70 percent in a variety of stock funds and the rest in
bond funds.
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Timing
can be everything 01-16-10
If you want to spend less on
ketchup, stock up in May when it's on sale.
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Roll
over old IRA in 2010
to spread out tax payment 01-10-10
The start of a new year is a
time for starting over in many aspects of our life, including
financially. There are the usual money tasks, such as forming a
yearly budget. But this year brings some new tasks that could bring
big benefits in the years ahead.
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Resolve
to build resolve , financially speaking , in 2010 01-10-10
You know what you should do:
Save more, spend less, buy enough insurance.
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In
grocery-savings pursuit, your time equals money 01-10-10
Stephanie Nelson
once took a friend grocery shopping. The friend put little or no
effort into the trip and stocked her basket with her usual items.
With identical shopping lists, the friend spent
$250
. Nelson?
$75
.
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Take
a cup o' kindness, and review your financial situation 01-03-10
As 2009 comes to a close,
many of us take the opportunity to reassess where we've been
financially and where we are going in the new year. Just like large
corporations review the books and make adjustments, so must we.
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For
investors, 2000s a bittersweet decade 01-03-10
Investors ended the year on
high and sour notes
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Handling
gift returns and other post-holiday tips 01-03-10
Most holiday money advice
addresses spending before Christmas, but there's plenty to do after
the holidays.
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Elevated
fees can erode muni fund's return 12-27-09
Question: I'm considering
investing in a long-term municipal bond fund. The fee is 3 percent
and the estimated long-term return is 4.15 percent. I have a little
over
$200,000
to invest in a non-IRA account. Should I invest the total amount in
this one muni fund or diversify into more than one?
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Frugality
is in vogue 12-27-09
Minding your spending became
cool in 2009, as Americans lost jobs, suffered freezes or cuts in
pay, and were less able to get credit.
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