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JIM MILLER
'SAVVY SENIOR'

 

 

 
Credit card hacking
Although credit card companies and financial institutions are becoming smarter about protecting peopleís personal information online, credit card fraud and identity theft are still very real threats.
Millennials and managing money
While millennials have been labeled with negative stereotypes like materialistic and entitled, the reality is that crippling debt and lack of employment opportunities have significantly impacted this generationís financial future.
Estate essentials
"Picture this. Youíve been invited to a meeting; when you get there you realize itís the first meeting after your own death. You canít say anything. You can only observe. What do you see? Is your family celebrating your life or are they sitting there helpless not knowing what to do or whom to trust." 
In the hot seat
If youíre an aspiring entrepreneur seeking money from angel investors, youíd better be prepared with a snappy pitch to get their attention.
The new normal
With the Great Recession becoming a distant bad memory, people are once again thinking about the future ≠ó including retirement planning. But the recent economic setbacks have left many wary of the market and the security of their retirement investments.
Fiscal fitness
When it comes to wealth management, there are several ways good intentions can go awry. Our panel of experts outlines five common mistakes and advises how to avoid them. Knowledge is power, and in this case, itís profitable.

Creative Sisterhood
Growing up in Glendale with six siblings in a single-parent household, the Bendfeldt sisters learned to be resourceful at an early age. "We were forced to be MacGyvers," says Amy Bendfeldt Barnum. "If there was something we wanted, we had to get creative."
Hot jobs
Gaining employment in todayís marketplace depends on the ability to offer relevant skills, especially those considered "nonroutine analytical," says Dennis Winters, chief economist for the Wisconsin Department of Workforce Development.

Managing your wealth
Most of us have financial goals, whether it is to retire at a reasonable age, fund our childrenís education, do some traveling or simply manage debt. While overall plans havenít changed, peopleís attitudes have gone through a period of adjustment ó and thatís occurring across all age groups, local industry experts say.

The Journey: Making the right choice on when to claim Social Security benefits 08-24-15
Q: I will be turning 62 next year and would like to begin collecting early Social Security benefits. Am I penalized once I turn full retirement age of 66 for the amount I would receive then?
Widows often see rise in auto insurance rates, study finds 08-24-15
Women whose husbands die should not expect to receive much sympathy from many of the nationís major auto insurers; itís more likely that widows can expect to have their car insurance rates raised.
Gail MarksJarvis: Fed leader hints at continued stimulus 08-24-15
Can you count on Federal Reserve governors to cradle you in their arms and make everything OK in the economy and stock market?
Students have growing influence in parents back-to-school spending 08-24-15
BALTIMORE ó Five-year-old Cayden Richey had one criterion for his new back-to-school shoes: They had to be fast.
Getting Started: Smart money-saving tips for savvy college students 08-17-15
There is the cost of college, and then there is the cost of going to college ó everything from the extra-long twin bed sheets youíll need for your dorm room to textbooks for class.
Cameron Huddleston: 5 money habits to master before your 30s 08-17-15
You know how the saying, "Bad habits are hard to break." But sometimes itís even harder to create good habits, especially good money habits.
Gail MarksJarvis: Invest in index funds for better returns 08-17-15
Do you search the Web to find the best price on clothes or electronics? Do you drive across town to get a discount on a household item or to shave a few bucks off your groceries?
How back-to-school shopping can teach your kids money lessons 08-17-15
Back-to-school shopping represents one of the best opportunities all year for students to learn a few lessons before they return to the classroom ó money lessons, that is.
Back-to-school shopping tactics, ninja style 08-10-15
Back-to-school is the second-biggest shopping event of the year for retailers, but paying full retail prices in the typical "mall haul" is for suckers, say expert shoppers and cheapskates.
Gail MarksJarvis: The economy looks strong. Why arenít investors happy? 08-10-15
Just as analysts were beginning to fixate on risks to the U.S. from a fragile global economy, a new report Wednesday melted away the gloom.
More millennials living at home, and you canít blame the economy 08-03-15
The economy might be recovering, but millennials are still largely living with their parents, one survey says.
According to the report released Wednesday by the Pew Research Center, the nationís 18- to 34-year-old population is less likely to be living independently of their families and establishing their own households than they were during the recession.
Gail MarksJarvis: Dear millennials, youíre ruining the economy. Move out 08-03-15
The kids are back home and showing no inclination to move out on their own.
More than five years after the end of the Great Recession, 18- to 34-year-olds seem to be comfortable with a lifestyle that differs dramatically from the past. 
Kay Allen: Financial steps to take after your spouse dies  07-27-15
You face few events in life as emotionally draining as losing your spouse. You are swept up in the whirlwind as you prepare the funeral and make final arrangements to say good-bye.
Gail MarksJarvis: Worldís economic crisis isnít over, and wonít be for a while  07-27-15
As the economic woes of Greece and China bubbled to the surface and tugged at the stock market in the last couple of weeks, investors might have thought: Not again!
Cameron Huddleston: 6 ways to cut $500 from your monthly bills 07-27-15
Surely, youíve heard advice about cutting discretionary expenses ó a daily latte, for example ó to save money. Itís true that small savings can add up and provide more wiggle room in your budget.
Gail MarksJarvis: Nervous about a stock slide? Cut your risks 07-20-15
Hold that thought.
Iím talking about the angst you may have felt just after the Fourth of July, as the news was full of problems in Greece and China and the stock market was plunging. 
When paying cash for a prescription is cheaper than using insurance 07-13-15
PITTSBURGH ó Charles Conn stopped in to see his pharmacist to fill a prescription for a cough that had persisted for a month. Once he saw how much the medication cost, he could have used a side order of blood pressure pills.
Gail MarksJarvis: What Greece and China troubles mean for your savings 07-13-15
China and Greece depressed American savings in 401(k)s and college and retirement accounts this week and then healed much of the loss by the weekend.
Susan Tompor: How do you land that job after college? 07-06-15
Katie Diekman, 22, is looking forward to a "gap" year after graduating with a bachelorís degree from the University of Michigan in May.
The Journey: Shared housing can provide financial security for retirees 07-06-15
When Rika Mead retired, and divorced, two years ago, the idea of taking on a roommate wasnít high on her list of priorities.
Getting Started: Tips for 20-somethings to handle finances 07-06-15
Finding a job, renting an apartment, repaying student loans ó when youíre just starting out, getting on your financial feet can be overwhelming.
Gail MarksJarvis: Sallie Krawcheck: Women want pay parity, better financial counseling 06-29-15
If youíre a woman who has resented the size of your paycheck compared to those going to men, Sallie Krawcheck presents a solution.
When it's time to tap emergency savings, 29 percent of Americans have none 06-29-15
WASHINGTON ó Nearly 3 in 10 Americans have no emergency savings, the highest level in five years, according to a survey released Tuesday.
Couples and their finances? Study finds many don't communicate enough 06-29-15
Many couples donít talk enough about financial fundamentals, such as how much they earn or their plans for retirement, a new study found.
Gail MarksJarvis: What you need to know about refinancing student loans 06-22-15
Each year I get about 1,000 questions on financial matters and thought it would be a good idea to share some of them with my answers from time to time in this column.
As push for higher minimum wages spreads, workers begin to envision life in a $15-an-hour world 06-15-15
What has long been a hypothetical question may soon become a real one: What would the national economy look like with a $15-an-hour minimum wage?
No room for growth 'nowí 06-15-15
Child-care assistant Eunice Medina, 23, was thrilled when a $12.25 minimum wage took effect in Oakland, Calif., in March.
Gail MarksJarvis: Half of people near retirement have no savings 06-15-15
Half of U.S. households headed by a person 55 and over havenít stashed away any retirement savings.
 























 

 

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