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On a budget
Each phase of life comes with its own set of financial circumstances, goals and necessities. The question is, how should we be spending, or saving, our income as we move through different stages?

Local Investing
Locally grown. Locally sourced. These days it is all about going local. But what about investing? Can a portfolio be locally sourced? Is it a good idea?

Crowdfunding as collateral
So you want to start a business, but donít have the start-up money or the collateral to ask the bank for a loan? And you donít want to ask friends or family? Do the next best thing ó ask a stranger. 

Planning for your retirement
Is your retirement plan on track? How do you know? According to a survey by Employee Benefit Research Institute, 60 percent of Americans arenít sure theyíre on track to retire successfully. Unfortunately, many of them may be right.

Credit card hacking
Although credit card companies and financial institutions are becoming smarter about protecting peopleís personal information online, credit card fraud and identity theft are still very real threats.
Millennials and managing money
While millennials have been labeled with negative stereotypes like materialistic and entitled, the reality is that crippling debt and lack of employment opportunities have significantly impacted this generationís financial future.
Estate essentials
"Picture this. Youíve been invited to a meeting; when you get there you realize itís the first meeting after your own death. You canít say anything. You can only observe. What do you see? Is your family celebrating your life or are they sitting there helpless not knowing what to do or whom to trust." 
In the hot seat
If youíre an aspiring entrepreneur seeking money from angel investors, youíd better be prepared with a snappy pitch to get their attention.
The new normal
With the Great Recession becoming a distant bad memory, people are once again thinking about the future ≠ó including retirement planning. But the recent economic setbacks have left many wary of the market and the security of their retirement investments.
Fiscal fitness
When it comes to wealth management, there are several ways good intentions can go awry. Our panel of experts outlines five common mistakes and advises how to avoid them. Knowledge is power, and in this case, itís profitable.

Creative Sisterhood
Growing up in Glendale with six siblings in a single-parent household, the Bendfeldt sisters learned to be resourceful at an early age. "We were forced to be MacGyvers," says Amy Bendfeldt Barnum. "If there was something we wanted, we had to get creative."
Hot jobs
Gaining employment in todayís marketplace depends on the ability to offer relevant skills, especially those considered "nonroutine analytical," says Dennis Winters, chief economist for the Wisconsin Department of Workforce Development.

Managing your wealth
Most of us have financial goals, whether it is to retire at a reasonable age, fund our childrenís education, do some traveling or simply manage debt. While overall plans havenít changed, peopleís attitudes have gone through a period of adjustment ó and thatís occurring across all age groups, local industry experts say.

On Philanthropy: This Thanksgiving, carve more than turkey 11-24-17
Soon, many of us will gather around the Thanksgiving table with family and friends ó to indulge in an abundance of delicious traditional foods and give thanks for abundant blessings and freedoms.
Susan Tompor: Veterans targeted by phone scams, pitches for benefit buyouts 11-20-17
Military veterans are a prime target for telephone scams and even more likely to end up as fraud victims than the general public, according to a new survey released by AARP.
The Journey: 2nd or 3rd time around ĖĖ money matters 11-13-17
If gray divorce doesnít rain down enough financial stress on a retirement plan, a second (or third) marriage or domestic partnership certainly will. What to do?
ĎSpoofersí complicate fight against robocallers, scammers 11-06-17
ORLANDO, Fla. ó A local number on Evan Dimovís caller ID and a confident voice on the other line had the Orlando restaurant owner convinced he was in imminent danger of having his power shut off.
Buy vs. rent: Can you afford to wait? 10-30-17
Buying a home is probably the biggest financial decision most of us will make. While many variables factor into that decision, one key element is whether it makes more financial sense to buy a home rather than renting one.
Canít find a coupon code? This startup does all the work for you 10-30-17
LOS ANGELES ó Ryan Hudson was trying to order pizza online for his two children when he was prompted to enter a coupon code at checkout.
Things successful people never pay full price for 10-23-17
No matter how rich and successful you become, there are some things for which you should never pay full price. 
Want to retire wealthy? Start with your Ďmoney personalityí 10-16-17
DALLAS ó For those seeking ways to build wealth (or just get rich quick), thereís no shortage of advice out there.
In the wake of Equifax, thereís a fourth credit bureau you might want to contact 10-16-17
When news broke about the colossal data breach at Equifax a few weeks ago, experts recommended that affected consumers help protect themselves from ID theft by freezing their credit reports at each of the three main credit bureaus.
Carrying credit card debt? Youíre not alone 10-16-17
More than a quarter of Americans ó some 28 percent ó say they carry balances on their credit cards from month to month, according to a new survey by
More parents are finding ways to save money for college 10-09-17
As college costs climb, parents are doing a better job of saving for their childrenís college needs instead of relying too heavily on debt.
Giving employees a hand in learning how to handle money 10-09-17
PITTSBURGH ó With one credit card paid off and two more to go, Bill Stiner was determined to stick with his plan of total debt elimination after finishing a nine-week course at his Pittsburgh church with other members of the congregation who also had declared war on their debt.
Who needs to buy life insurance? Doesnít it come with the job? 10-02-17
American workers have gotten so used to getting free life insurance coverage as a benefit through their jobs that a growing number of them ó especially young workers who have delayed starting families ó arenít bothering to go through the hassle and expense of purchasing individual policies.
Gail MarksJarvis: How to build a rich life, even if you arenít a financial genius 09-25-17
You donít have to be a genius, a math brain or know anything about the stock market to invest your money well and retire comfortably.
Insurers cutting back on drug coupons amid concerns over consumer costs 09-25-17
CHICAGO ó With many drug prices rising, consumers often pull out coupons or discount cards from drugmakers to save money when they buy medications at pharmacies.
Want to send aid to disaster victims? Here are tips to avoid charity scams 09-18-17
The relief efforts that follow natural disasters like the ones currently unfolding along the Gulf Coast, Florida and elsewhere often showcase the best about Americansí willingness to help their neighbors.
Gail MarksJarvis: The Equifax breach left many of us vulnerable. Hereís how to protect yourself 09-18-17
When your Social Security number has been exposed, youíre vulnerable.
When the bad guys know your address, driverís license number and age along with your Social Security number, the risk is even worse.
As one generation moves on, financial advisers try to get to know the next one 09-11-17
PITTSBURGH ó Times are changing in the financial services industry because of what is being called the greatest multi-generational wealth transfer in American history.
Gail MarksJarvis: What you need to do in the wake of the Equifax data breach 09-11-17
The massive data breach reported by Equifax this week will leave millions of Americans at risk of identity theft for the rest of their lives.
ATMs dealing in digital currency making digital cash a reality 09-04-17
WASHINGTON ó They look like ATMs and they work like ATMs. Just donít call them money machines, because these ATMs donít give back cash, they give back bitcoin credits and a receipt.
Gail MarksJarvis: The fastest-growing category of student debtors is senior citizens 08-28-17
The number of people over 60 struggling with college student loans is snowballing. For most, the struggle is not a hangover from their college days. The strain is coming from helping their children and grandchildren pay for college.
Trouble saving for retirement? So do 96 percent of working Americans 08-21-17
PITTSBURGH ó People at all income levels are guilty of not saving enough for retirement, but it may not be entirely their fault.
Gail MarksJarvis: As open enrollment approaches, hereís how to pick the right health-savings account 08-21-17
Morningstar has an important message for employees who will soon start signing up for next yearís health benefits: Take a close look at any health savings accounts you are considering enrolling in.
Financial experts say itís not always advisable to drop life insurance 08-14-17
PITTSBURGH ó Life insurance generally does a good job of doing what itís mainly intended to do, which is to protect spouses, children and other people who depend on the policy owner financially.
Gail MarksJarvis: Why a four-year college degree isnít the only path to a secure lifestyle 08-14-17
If you arenít sure college is for you, consider this: You donít have to get a four-year degree to make a good living.
Make sure your retirement savings last as long as you do 08-07-17
PITTSBURGH ó Target date mutual funds have become the answer to a problem many retirement savers face in a world that has shifted the burden of managing retirement assets from corporations to workers who donít always have the time or knowledge to be effective money managers.
Gail MarksJarvis: Why some employers are becoming more generous with retirement savings plans 08-07-17
In an effort to recruit employees in competitive fields and help motivate older workers to leave the workplace when they hit retirement age, companies are becoming more generous with their retirement savings plans.



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